FHA VS Conventional loan programs in 2025 for Redlands, San Bernardino County, California

In 2025, the Conventional loan limit in Redlands, located in San Bernardino county, CA, is $1,089,300, while for a single-family home, the FHA limit is set at $1,089,300.

With the Lendersa® Conventional loan calculator, compare today's top rates: Conventional vs. FHA vs. USDA. Assess required income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the best program in CA for your financial circumstances.

Explore loan offers from 100 different lenders

2025 loan limits with down payment requirements in Redlands, San Bernardino county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison applies for zip codes: 92373, 92374, 92346, 92375

Available Conventional and FHA loan options in Redlands, CA

The objective of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you with efficiency and no hassle. Select one of three pathways, leading to matched lenders and loan programs.

Lendersa USDA loan inquiry and matching results


  • Orchard Funding
  • 11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
  • Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
  • Arizona Valley Lending, LLC
  • 4425 East Agave Road, Building 2, Phoenix, AZ, 85044
  • "Arizona Valley Lending is a full service mortgage company licensed and serving customers exclusively in Arizona and Texas. HUD/FHA approved lender. We offer a comprehensive line of mortgage products including conventional, conforming, and non-conforming loans for purchases, refinances, home equity lines of credit and HARP eligible loans."
  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
  • 1st Rate Mortgage
  • 1530 E Scenic Sunrise Dr, Washington, UT, 84780
  • Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
  • JC Mortgage
  • 4350 West Avenue, Suite 2, Atwater, CA, 95301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Covenant Home Loans
  • 748 Easy Street, Suite 5, Carefree, AZ, 85377
  • Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
  • Stashin Mortgage Services, LLC
  • 21716 N Bradford Drive, Maricopa, AZ, 85138
  • Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
  • Day 1 Mortgage
  • 4800 N Scottsdale rd, Suite 3800, Scottsdale, AZ, 85251
  • Day 1 Mortgage is designed to provide a simple and clear path to homeownership by offering a full range of home financing options. And you can rest assured that we’ll provide the best terms possible for your situation. Day 1 Mortgage is committed to making your mortgage application as simple and seamless as possible.
  • The Lending Lady
  • 6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
  • Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs. You only think about home financing a few times in your life
  • Mortgages by Mazzocco Group
  • 8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
  • The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home! Exceptional Service: Communication is the key that unlocks success