FHA VS Conventional loan in Loma-Linda, San Bernardino County, California

In 2026, the Conventional loan limit for Loma-Linda in San Bernardino county, CA, is $647,200. Meanwhile, the FHA limit for a single-family home is $562,350.

The Lendersa® Conventional loan calculator lets you contrast today’s top rates for Conventional, FHA, and USDA loans. It identifies the income, credit, reserves, and documents required for qualification. With our advanced mortgage tool, you can compare options like Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial needs in CA.

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2021 Loan Limits and Down Payment Details for Loma-Linda, San Bernardino, CA

Loan Type Maximum Amount Required Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The above table is applicable for zip codes: 92354, 92324, 92373, 92318, 92350, 92357

Explore Conventional and FHA Loan Programs in Loma-Linda, CA

At Lendersa®, our mission is to quickly and easily find you the best Conventional, USDA, or FHA loan. Begin with one of these three options to link with lenders and loan offerings tailored to you.

Lendersa Loan Matching Results for USDA


  • Tobias Mortgage Company
  • 110 Gateway Drive, Suite 130, Lincoln, CA, 95648
  • For over 13 years, Tobias Mortgage Company has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of the home buying process (not just the mortgage) and we use that experience to consultÂ

  • AGM Capital Mortgage Corporation
  • 605 Lincoln Blvd, Suite 200, Lincoln, CA, 95648
  • "AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter.

    Purchasing your home is often your BIGGEST INVESTMENT

  • NonQMHomeLoans.com
  • 7250 Redwood Drive, Suite 300, Novato, CA, 94945
  • NonQMHomeLoans.com is a full-service marketing agency providing the broad spectrum of Conventional & Non-QM Mortgage products.Our knowledgeable team of experts will constantly impress with the first-class service never before experienced in the industry.NonQMHomeLoans.com, our core strengths are the personal touches and unique products we deliver.

  • Private Funds Direct
  • 1555 Grant Avenue, Novato, CA, 94945
  • Kevin Green and Pacific Private Money specialize in supporting funding for real estate investors and borrowers throughout California. I am dedicated to providing fast, friendly, reliable, and no-nonsense service. Pacific Private Money is a member of both the California Mortgage Association and the American Association of Private Lenders.

  • Dryden Capital Inc.
  • 1202 Grant Ave. B-1, NOVATO, CA, 94945
  • Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.

  • Pacific Private Money
  • 1555 Grant Avenue, Novato, CA, 94945
  • In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.

  • J and J Mortgage
  • 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
  • Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.

  • Golden State Home Loans
  • 10076 Alta Sierra Dr., Grass Valley, CA, 95949
  • Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home

  • RC Advantage
  • 698 Whiting St, Suite B, Grass Valley, CA, 95945
  • RC Advantage offers refinance and purchase transactions with the best possible financing. We are a licensed California mortgage lender, and pride ourselves in offering real estate purchasers and refinancers the best financing terms available. #1665027vantage offers refinance and purchase transactions with the best possible financing.