FHA VS Conventional loan programs in 2026 for Loma-Linda, San Bernardino County, California

In 2026, the Conventional loan limit for Loma-Linda in San Bernardino county, CA, is $647,200. Meanwhile, the FHA limit for a single-family home is $562,350.

The Lendersa® Conventional loan calculator lets you contrast today’s top rates for Conventional, FHA, and USDA loans. It identifies the income, credit, reserves, and documents required for qualification. With our advanced mortgage tool, you can compare options like Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial needs in CA.

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2021 Loan Limits and Down Payment Details for Loma-Linda, San Bernardino, CA

Loan Type Maximum Amount Required Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The above table is applicable for zip codes: 92354

Explore Conventional and FHA Loan Programs in Loma-Linda, CA

At Lendersa®, our mission is to quickly and easily find you the best Conventional, USDA, or FHA loan. Begin with one of these three options to link with lenders and loan offerings tailored to you.

Lendersa Loan Matching Results for USDA


  • SC Realty
  • 2252 Putter Court, Brentwood, CA, 94513
  • SC Realty is a locally-owned brokerage company, focusing on residential financing and sales. We are proud to offer a full-service experience for all your residential real estate needs. At SC Realty, we are a one-stop shop whether you are selling, buying, refinancing, or looking to obtain a new loan.

  • All California Lending
  • 1145 2nd Street A262, Brentwood, CA, 94513
  • All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.

  • Optimal Loans
  • 799 Fletcher Lane, Suite 202, Hayward, CA, 94544
  • Optimal Loans strives to stay market competitive by offering expert knowledge and deep banking connections. We will fight hard to get you the best deal out there. We earn customer trust, not just on one loan --but stay in your corner as you buy homes, buy or grow a business or invest commercially.

  • My Credit Union
  • 510 Veterans Blvd, Suite B, Redwood City, CA, 94063
  • "My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs.
    Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."

  • California Consumer Lending
  • 260 Main Street, Suite B, Redwood City, CA, 94063
  • California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.

  • Redwood Realty Inc.
  • 611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063
  • Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.

  • UMAX Mortgage
  • 2000 Broadway Street, Redwood City, CA, 94063
  • UMAX Mortgage You may be wondering how a mortgage company can assist in ‘Helping you Live Better’. Like many lenders, we offer low rates, great service and a wide array of loan options to fit your unique needs but that is just the starting point for us and also Our team of experts will seamlessly guide you through the home financing process.

  • Capital Mortgage Center
  • 558 Brewster Ave, Redwood City, CA, 94063
  • Capital Mortgage Center was established with the knowledge and efforts of highly experienced lending professionals, with an excellent reputation in the mortgage banking field. With this vast pool of experience, we have grown quickly to become a true contender in this industry. We are a dedicated team of mortgage professionals determined

  • Manufactured Home Mortgage
  • 609 Price Ave, Suite 208, Redwood City, CA, 94063
  • Manufactured Home Mortgage Full service mortgage broker specializing in manufactured housing finance and insurance. Experienced with in-park and land/home manufactured home loans of all types. Dedicated to the highest professional standards and a member of the California Manufactured Home Institue