Explore the differences! FHA VS Conventional loan programs in Lafayette, Contra Costa County, California
In 2026, the conventional loan limit within Lafayette, Contra Costa County, CA, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Employ the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, see Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the most suitable program for your financial condition in CA.
2026 Loan Limits and Downpayment Requirements in Lafayette, Contra Costa County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table of comparison applies to zip codes: 94549
Conventional and FHA Loan Choices in Lafayette, CA
The purpose of Lendersa® is to find you the optimal Conventional, USDA, or FHA loan quickly and effortlessly. Select one of three initial pathways to connect with suitable lenders and loan options.
1940 Garnet Avenue, Suite 230, San Diego, CA, 92108
First Liberty Funding Corporation is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Parkwood Capital Inc. is a full service real estate brokerage. Because of our partnerships and collaborations with real estate investors, developers and investment and financial professionals, we are able to assist our customers and clients with the types of services they desire. We want to ensure that we meet your real estate and finance needs.
3530 Camino Del Rio N, Suite 206, San Diego, CA, 92108
Hop Mortgage brings decades of combined expertise in the mortgage lending industry to provide the highest level of service. Their dedication and 24/7 service to their clients is why they are chosen as the preferred lending partner of many of the areas top real estate professionals. The Hop Mortgage Team will join you on the journey of homeownership
2535 Camino Del Rio South, Suite 255, San Diego, CA, 92108
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our service is top notch and is predicated on today’s best real estate and lending technology, but our real secret ingredient is Experience. Our Broker and Broker Associates have over 70-years of combined experience in real estate and residential lending.Then there are our Sales Associates and Loan Officers who’s combined experience spans many.
1761 Hotel Circle South, Suite 230, San Diego, CA, 92108
As a correspondent lender, you work directly with us not a big bank. Our friendly and professional staff guid you step by step through the loan process. We not only offer the same mortage products as the big banks, we offer numerous other products that fit our clients needs.We are committed to working with you no matter what your situation may be.
7851 Mission Center Court, Suite 112, San Diego, CA, 92108
City Line Mortgage, a mortgage banking corporation, was founded in 1991 by the Riley family. The vast experience of our company dates back to 1967 and includes appraisals, savings and loan association lending, construction lending, FHA and VA lending, escrow services, property management,
411 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2615 Camino Del Rio South, Suite 200, San Diego, CA, 92108
The Courtesy Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
