FHA VS Conventional loan programs in Lafayette, Contra Costa County, California

In 2025, the conventional loan limit within Lafayette, Contra Costa County, CA, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Employ the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, see Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the most suitable program for your financial condition in CA.

Explore loan offers from a choice of 100 lenders

2025 Loan Limits and Downpayment Requirements in Lafayette, Contra Costa County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table of comparison applies to zip codes: 94549

Conventional and FHA Loan Choices in Lafayette, CA

The purpose of Lendersa® is to find you the optimal Conventional, USDA, or FHA loan quickly and effortlessly. Select one of three initial pathways to connect with suitable lenders and loan options.

Lendersa USDA loan request and matching results


  • Select Mortgage Group
  • 255 Racetrack Road, Suite 24, McDonough, GA, 30252
  • Select Mortgage Group, Inc.is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
  • Universal Federal Credit Union
  • 317 31st Street, Huntington, WV, 25702
  • Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives
  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
  • Social Mortgage LLC.
  • 1861 W25th Street, Cleveland, OH, 44113
  • Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
  • AMKO Lending LLC
  • 2019 Center Street, Suite 103, Cleveland, OH, 44113
  • Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
  • Wiremen's Credit Union
  • 5800 State Road, Parma, OH, 44134
  • The mission of Wiremen’s Credit Union, Inc, is to help members gain personal financial success by providing and promoting financial services with benefits over those from other competitive sources and Wiremen’s Credit Union has grown to a $25 million financial institution, serving over 4, 300 members throughout the community.
  • Firefighters Community Credit Union | FFCCU
  • 1222 W. Pleasant Valley Rd, Parma, OH, 44134
  • Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
  • Safe Harbor Mortgage, llc
  • 4841 Stone Moss Path, Hoschton, GA, 30548
  • In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
  • The Commercial and Savings Bank
  • 91 North Clay Street, Millersburg, OH, 44654
  • With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
  • Secure Lending Incorporated
  • 707 Brookpark Rd, Suite 201, Cleveland, OH, 44109
  • Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.