FHA VS Conventional loan programs in 2026 for Reliez-Valley, Contra Costa County, California

In 2026, the Conventional loan limit in Reliez-Valley, Contra Costa, CA is $970,800, while the FHA limit stands at $970,800 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents. Our advanced mortgage calculator provides comparisons of Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the optimal program in CA for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Reliez-Valley, Contra Costa, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to zip codes: 94549

Discover Conventional and FHA Loan Options in Reliez-Valley, CA

The goal of Lendersa® is to get you the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results image


  • Saga Financial Group, Inc.
  • 425 El Pintado Road, Suite 145, Danville, CA, 94526
  • Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.

  • Bay Area Funding Group
  • 313 Sycamore Valley Rd, Danville, CA, 94526
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Private Mortgage Advisors - Burlingame
  • 390 Diablo Road, Suite 100, Danville, CA, 94526
  • Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized

  • EQUIDY, Inc.
  • 600 SAN RAMON VALLEY BLVD STE 101, Danville, CA, 94526
  • "At Equidy borrowers are approved instantly and loans are funded by individual investors that are seeking secured investments with high returns (7-14%).

    Any investor can browse dozens of available listings that are qualified by Equidy and appraised to have a minimum of 30% equity as security."

  • Cushman Rexrode Capital Corporation
  • 1437 Leimert Blvd, Suite C, Oakland, CA, 94602
  • Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers.
    Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.

  • Guaranteed Rate
  • 1400 Shattuck Ave Suite 1, Berkeley, CA, 94709
  • Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.

  • Chevron Federal Credit Union
  • 2300 Clayton Road, Suite 700, Concord, CA, 94520
  • Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California

  • CU Lending
  • 4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520
  • CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.

  • Land Home Financial Services, Inc.
  • 1355 Willow Way, Suite 250, Concord, CA, 94520
  • Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.

  • Pacific Service Credit Union
  • 3000 Clayton Road, Concord, CA, 94519
  • Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.

  • Primary Real Estate Services
  • 2818 Clayton Road, Concord, CA, 94519
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.