FHA VS Conventional loan programs in Cotati, Sonoma County, California

In 2024, Convetional loan limit in Cotati, county of Sonoma, CA is $861,350 while FHA limit is $861,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Cotati, county of Sonoma, CA

Loan Type Loan Limit Down payment
Conventional Conforming $861,350 3%
USDA $763,200 0%
FHA $861,350 3.5%

The comparison table applies to zip codes: 94931, 94926

Conventional and FHA loan options in Cotati, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Jacksonville Postal & Professional Credit Union
  • 1820 Rogero Rd, Jacksonville, FL, 32211
  • Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
  • Duke Credit Union
  • 2200 West Main Street, Suite L100, Durham, NC, 27705
  • Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join. Duke Credit Union is managed and operated by Duke Employees
  • OAHU FEDERAL CREDIT UNION
  • 2219 Pauoa Road, Honolulu, HI, 96813
  • Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu. The mission of a credit union is to provide and promote the use of a variety of financial services
  • Hawaiian Electric Employees Federal Credit Union
  • 770 Kapiolani Blvd, Suite 514, Honolulu, HI, 96813
  • Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative. It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money. Today, that same spirit of “people helping people” has grown to serve
  • No Cost VA Loans
  • 1188 Bishop St, Suite 2306, Honolulu, HI, 96813
  • No Cost VA Loans” is a mortgage banking firm providing mortgage financing as both broker and direct lender. Our objective is to provide the local market with a one-stop solution for all mortgage needs. With an emphasis on residential mortgages, we’ve been able to position ourselves not only as a market leader
  • First Hawaiian Bank
  • 999 Bishop St, Honolulu, HI, 96813
  • First Hawaiian, Inc. (NASDAQ: FHB) is a bank holding company headquartered in Honolulu, Hawai’i. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaii’s oldest and largest financial institution. The bank has 49 branches throughout Hawaii, three in Guam and two in Saipan. It offers a diversified range of banking services to consu
  • Bank of Hawaii
  • 130 Merchant St, Suite 130, Honolulu, HI, 96813
  • Since 1897, Bank of Hawaii has helped the communities we serve weather many storms. Today, as we face the COVID-19 crisis together, Bank of Hawaii stands strong and ready as ever and also Bank of Hawaii is a bank with operations in one state. Bank of Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA
  • First Hawaiian Mortgage Association
  • 1188 Bishop Street, Honolulu, HI, 96813
  • First Hawaiian Mortgage Association, a Division of Summit Funding, Inc. Purchasing a home should be exciting and joyful, not scary and confusing. That's where the team comes in. Call us dream makers, call us loan officers, call us when you're in a panic, we're here to help fulfill your dream of homeownership and keep you smiling the whole way.
  • Aloha Pacific Federal Credit Union
  • 832 South Hotel Street, Honolulu, HI, 96813
  • "It was back in 1936 that a group of Honolulu City & County employees gathered to charter its own credit union in order to help fellow workers who were not being served by the financial institutions of the day. How different the world was then! Commercial trans-Pacific air travel had just begun"
  • Integrity Mortgage Inc
  • 1200 Queen Emma Street, Suite 1711, Honolulu, HI, 96813
  • Integrity Mortgage, Inc. was established to assist clients in financing the home of their dreams. Whether buying a home or refinancing, let us be your guide throughout the mortgage process. We value providing you with excellent rates, great communication, and an efficient closing process. Call us today if you have questions on a mortgage!