Explore the differences! FHA VS Conventional loan programs in Cotati, Sonoma County, California
During 2025, the limit for Conventional loans in Cotati, situated within the county of Sonoma, CA, is set at $861,350, whereas the FHA limit for a single-family residence totals $861,350.
Utilize the Lendersa® Conventional loan calculator to contrast today's top Conventional, FHA, versus USDA rates, determining necessary income, credit, asset reserves, and required documents for qualification. Our sophisticated mortgage calculator allows a simultaneous review of Conforming, USDA, FHA, and VA loans, aiding in the choice of the most fitting program in CA for your particular financial circumstances.
2025 lending ceilings and down payment requirements in Cotati, county of Sonoma, CA
Type of Loan
Maximum Loan Value
Minimum Down Payment
Conventional Conforming
$861,350
3%
USDA
$763,200
0%
FHA
$861,350
3.5%
The given comparison table is pertinent to the following zip codes: 94931, 94926
Options for Conventional and FHA financing in Cotati, CA
The target of Lendersa® is to secure the best Conventional, USDA, or FHA financing swiftly and without unnecessary complications. Choose from three initial paths to connect with compatible lenders and loan options.
As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
300 N Middletown Road, Suite 6, Pearl River, NY, 10965
Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union
You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.
In 1940, a group of naval station employees received a federal charter and founded NAVSTA Federal Employees Credit Union. Our founders believed if they pooled their money together, they could provide more affordable financial services for everyone. They had a vision, and over 80 years later their vision has become Keys Federal Credit Union!
302 Southard Street, Suite 212, Key West, FL, 33040
Keys Financial Mortgage is a mortgage brokering institution that prides itself in providing high quality home loan services to the public.
It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,
Failla Funding For over 20 years, me and my team have been committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your f
3974 Amboy Road, Suite 302, Staten Island, NY, 10308
"Fidelity First Mortgage has been in business since 1994. We have served the local community by providing a broad range of mortgage loan products for residential, condo, coop, multifamily, mixed use, and commercial properties.
We are a small firm. Because of that we provide the highest level of customer service,"
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.
