FHA VS Conventional loan in Petaluma, Sonoma County, California
In 2025, the Conventional loan limit in Petaluma, situated in Sonoma county, CA, is $861,350, whereas for a single-family home, the FHA limit is $861,350.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA programs. Determine the income, credit, reserves, and documents needed for qualification. This advanced tool lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in CA suits your financial situation best.
Loan limits and down payment info for 2025 in Petaluma, Sonoma County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$861,350
3%
USDA
$763,200
0%
FHA
$861,350
3.5%
This table applies to zip codes: 94954, 94952, 94953
Explore Conventional and FHA Loan Options in Petaluma, CA
Lendersa® aims to find you the best possible loan option, be it Conventional, USDA, or FHA, quickly and without hassle. Choose one of three paths to connect with matching lenders and loan programs.
2134 Main Street, Suite 240, Huntington Beach, CA, 92648
John Gillespie provides hands-on service and prompt answers for your home loan. He has been in business for over 30 years and is Broker/Owner of Pacific Coast Funding, a mortgage lender in Huntington Beach, California. Pacific Coast Funding is a one stop lender, providing purchase and refinance loans for investment units
18141 Beach Boulevard, Suite 370, Huntington Beach, CA, 92648
Emerald Coast Investments has been in the mortgage lending business for over 20 years. We have seen it all. We provide a custom mortgage financing experience. We are very “hands-on” with our clients. You are NOT handed off to a third person to complete your transaction. We can do Conventional, Jumbo, FHA, VA, REVERSE Mortgages,
2130 Main Street, Suite 290, Huntington Beach, CA, 92648
BuyWise Mortgage, a California Mortgage Broker, has chosen to serve as a wholesale mortgage broker specifically to offer a wider range of customized mortgage solutions to solve sometimes complicated problems. Our mortgage automation technology delivers a streamlined mortgage process, which results in consistently lower interest rates.
20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity.
We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1600 North Broadway, Suite 120, Santa Ana, CA, 92706
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1912 North Broadway, Suite 102, Santa Ana, CA, 92706
MGM Lenders provides quality mortgage lending services with the mission of offering competitive real estate financing with unmatched services.Our overqualified team, with a backbone of great teamwork, is ready to serve our customers in multiple languages - including English, Spanish and Farsi. We highly respect different cultures and languages.