FHA VS Conventional loan programs in Petaluma, Sonoma County, California

In 2024, Convetional loan limit in Petaluma, county of Sonoma, CA is $861,350 while FHA limit is $861,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Petaluma, county of Sonoma, CA

Loan Type Loan Limit Down payment
Conventional Conforming $861,350 3%
USDA $763,200 0%
FHA $861,350 3.5%

The comparison table applies to zip codes: 94954, 94952, 94953

Conventional and FHA loan options in Petaluma, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Denali Commercial Mortgage
  • 8754 SE Margie Way, Happy Valley, OR, 97086
  • Our goal is to secure the financing you need as simply as possible. Our longstanding partnerships also allow us to navigate the options on behalf of our clients, and then suggest the best loan or lease. Because we know precisely what documentation each lender requires, we can help each client gather exactly the right information.
  • The Lindley Team, Mortgage Lenders
  • thelindleyteam1@gmail.com, Portland, OR, 97223
  • In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.
  • NW Preferred Federal Credit Union
  • 8950 SW Burnham Street, Tigard, OR, 97223
  • NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
  • The Tammi Lindley Team
  • 10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
  • This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.
  • Pro-Active Mortgage
  • 12890 SW Blue Heron Place, Portland, OR, 97223
  • We are a very low cost, high service provider of residential mortgages throughout Oregon and our goal is to show you such a great value and easy process that you will become our biggest fans and refer us to your family and friends. Shop, compare and save a lot of money! We can guide you to the right loan amount and best program for you.
  • Mortgage Cafe NW
  • 9295 SW Electric St, Suite B, Tigard, OR, 97223
  • Mortgage Cafe NW was established to provide a better and more honest option. We believe you deserve lower mortgage rates, more loan options, lower costs, and someone who truly cares about your experience and success as a homeowner! We specialize in working with First Time Home Buyers and receive tremendous gratification when we assist our clients
  • Mortgage Express, LLC
  • 10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
  • Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
  • Platinum Mortgage Inc.
  • 352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
  • Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.