FHA VS Conventional loan programs in Penngrove, Sonoma County, California

In 2025, the loan limit for Conventional loans in Penngrove, located in Sonoma county, CA, is $861,350. Meanwhile, the FHA limit for a single-family home is $861,350.

The Lendersa® Conventional loan calculator helps you compare today's top rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation for qualifying. Our advanced mortgage calculator places Conforming, Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the best option for your financial needs in CA.

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2025 Loan Limits and Down Payment Requirements in Penngrove, Sonoma County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $861,350 3%
USDA $763,200 0%
FHA $861,350 3.5%

This table applies to these zip codes: 94951

Explore Conventional and FHA Loans in Penngrove, CA

Lendersa® is dedicated to securing the best available Conventional, USDA, or FHA loans quickly and without hassle. Start with one of three options that match you with the right lenders and loan programs.

USDA loan request outcomes by Lendersa


  • Legacy National Bank
  • 4055 W Sunset Ave, Springdale, AR, 72762
  • Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
  • Frandsen Bank & Trust
  • 116 Central St W, Lonsdale, MN, 55046
  • Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.
  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
  • Thistle Financial LLC
  • 11328 Bluestem Lane, Eden Prairie, MN, 55347
  • Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..
  • Cambria Mortgage
  • 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
  • Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • The First National Bank of Milaca
  • 190 - 2nd Ave SW, Milaca, MN, 56353
  • The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.
  • Voyageur Financial Inc
  • 14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
  • Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
  • West Metro Schools Credit Union
  • 1001 Highway 7, Room 249, Hopkins, MN, 55305
  • West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.