FHA VS Conventional loan programs in Rohnert-Park, Sonoma County, California

For the year 2026, the Conventional loan limit in Rohnert-Park, located in Sonoma County, CA, stands at $764,750. Meanwhile, the FHA loan limit for a single-family home is set at $764,750, providing clarity for prospective homeowners in the area.

The Lendersa® Conventional loan calculator is designed to compare today's best rates across Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the program in CA best suited to your financial needs.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Rohnert-Park, Sonoma, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $764,750 3%
USDA $763,200 0%
FHA $764,750 3.5%

This comparison table applies to the following zip codes: 94928

Exploring Conventional and FHA Loan Options in Rohnert-Park, CA

The mission of Lendersa® is to connect you with the optimal Conventional, USDA, or FHA loans quickly and with ease. You can select one of three initial options that lead to matching lenders and loan programs tailored to your needs.

Resultantly matched USDA loan requests via Lendersa


Rohnert-Park Lenders

  • Exchange Bank
  • 400 Dutton Ave, Santa Rosa, CA, 95407
  • Lends in California
  • Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.

  • Sonoma County Mortgages
  • 1450 Neotomas Ave, Suite 115, Santa Rosa, CA, 95405
  • Lends in California
  • Sonomacountymortgages.com was founded in 2010 by Scott Sheldon, a direct mortgage lending officer who grew tired of the lack of online resources for consumers to access relevant mortgage information for the North Bay/Sonoma County markets.

    Today, Sheldon’s vision has created a popular mortgage loan website for fulfilling a need consumers

  • A-1 Loans & Investments
  • 411 Farmers Lane, Santa Rosa, CA, 95405
  • Lends in California
  • A-1 Loans & Investments Specializing in private money loans allows A-1 to review each loan on a case by case basis to determine if the loan meets the needs of the borrowers and the requirements of private investors.A-1 is a member of the California Mortgage Association which provides the latest updates regarding changes.

  • BaySierra Financial, Inc.
  • 1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
  • Lends in California
  • BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000

  • Seliga Financial
  • 645 4th St, Suite 211, Santa Rosa, CA, 95404
  • Lends in California
  • We’re a full service mortgage company with expertise in every area of mortgage lending, from purchase, to refinance lines of credit and debt consolidation. We have access to a full range of mortgage products and are dedicated to providing you with the competitive rates, terms and costs to meet your unique borrowing needs.

  • Fox & Company, Inc.
  • 4710 Bennett Valley Rd, Santa Rosa, CA, 95404
  • Lends in California
  • we are uniquely positioned to offer our clients a truly customized experience, not a one-size-fits-all solution. We take pride in guiding our clients through every step of the process – from getting a mortgage that fits their exact needs to the intricacies of a purchase or sale of a home. Whether you are seeking a mortgage,

  • Tracey Financial Group, Inc.
  • 2 E Street, Santa Rosa, CA, 95404
  • Lends in California
  • Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.

  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Lends in California
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.

  • Premier Lending & Real Estate
  • 645 Fourth Street Suite #215, Santa Rosa, CA, 95404
  • Lends in California
  • We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.

  • Ryan Mortgage Co
  • 2129 Fourth Street, Santa Rosa, CA, 95404
  • Lends in California
  • We have provided service to thousands of customers arranging a variety of real estate loans – residential, multi-family, land, reverse mortgages, construction and commercial. We take the time to get to know your needs and goals and match those to the hundreds of loan programs at our disposal.