FHA VS Conventional loan in Coto-de-Caza, Orange County, California

For 2025, the Conventional loan limit in Coto-de-Caza, within Orange county, CA, is set at $970,800, while the FHA limit for a single-family residence is $970,800.

Utilize Lendersa®'s Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents. With our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the right program in CA for your financial requirements.

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2025 Loan Limits and Down Payments in Coto-de-Caza, Orange, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Table aligns with these zip codes: 92679

Options for Conventional and FHA Loans in Coto-de-Caza, CA

At Lendersa®, our aim is to swiftly provide you with the most suitable Conventional, USDA, or FHA loan. Begin with one of three available starting points to connect with matching lenders and loan offers.

Results of USDA loan request matching at Lendersa


  • MidWest America Federal Credit Union
  • 1104 Medical Park Drive, Fort Wayne, IN, 46825
  • MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois
  • Hallmark Home Mortgage
  • 7421 Coldwater Road, Fort Wayne, IN, 46825
  • Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.
  • Expree Credit Union
  • 100 Moore Drive, Frankfort, KY, 40601
  • Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
  • Stockton Mortgage Corporation
  • 88 C Michael Davenport Blvd, Frankfort, KY, 40601
  • Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
  • Auburn University Credit Union
  • 1290 S. Donahue Drive, Auburn, AL, 36832
  • Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
  • Highpoint Community Bank
  • 150 West Court Street, Hastings, MI, 49058
  • Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
  • Thornapple Credit Union
  • 202 E Woodlawn Avenue, Hastings, MI, 49058
  • Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • The Citizens Bank of Enterprise
  • 301 South Edwards St, Enterprise, AL, 36330
  • From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.