FHA VS Conventional loan programs in Rancho-Santa-Margarita, Orange County, California
As of 2025, the conventional loan limit in Rancho-Santa-Margarita, located in Orange county, CA, is $970,800, whereas the FHA limit is $970,800 for single-family homes.
Lendersa® offers a Conventional loan calculator for comparing today's top Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator presents a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the most suitable program for your financial situation in CA.
2025 Loan Limits and Down Payment Requirements in Rancho-Santa-Margarita, Orange County, CA
Type of Loan
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
The comparison table applies to the zip codes: 92679, 92688
Discover Conventional and FHA Loan Options in Rancho-Santa-Margarita, CA
The goal of Lendersa® is to provide the best available loans quickly and easily, whether they are Conventional, USDA, or FHA. Begin with one of three pathways to find matching lenders and loan programs that fit your criteria.
Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance.
My passion is helping people just like you make educated, wise"
Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942.
On February 13, 1943 the doors of the new bank were opened.
At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees.
OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals.
We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
113 Old State Road, Suite 103, Ellisville, MO, 63021
Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.
