FHA VS Conventional loan in Mission-Viejo, Orange County, California

In 2025, Convetional loan limit in Mission-Viejo, county of Orange, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mission-Viejo, county of Orange, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 92692, 92691, 92690

Conventional and FHA loan options in Mission-Viejo, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • 203K Mortgage Corporation
  • 40015 Sierra Highway, Suite B-275, Palmdale, CA, 93550
  • To serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Foundation Financial Consultants INC
  • 190 Sierra Ct, Unit A6, Palmdale, CA, 93550
  • At Foundation FInancial Consultants, INC.. We are a full-service mortgage company based in Palmdale, CA. We specialize in FHA, Conventional, VA Mortgage in Palmdale. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in zip code 93550, we can help you realize your dream of home ownership
  • Financial Independence Mortgage
  • 536 E Palmdale Blvd, Palmdale, CA, 93550
  • Financial Independence Mortgage is a California Mortgage Brokerage specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans. Dean Henderson has been a full time mortgage broker since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.
  • Camino Real Mortgage Bankers
  • 707 North Maclay Ave, San Fernando, CA, 91340
  • Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.
  • 1st Choice Lending & Investments
  • 1027 North Maclay Street, San Fernando, CA, 91340
  • 1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.
  • Mortgage and Realty Professionals: Home Loans & Mortgage Refinance
  • 4024 Ibis Street, Suite B, San Diego, CA, 92103
  • Chris joined Mortgage and Realty Professionals in 2016 after graduating from the University of San Diego with a Bachelor of Business Administration – BBA, Finance, where he has since distinguished himself as the go to loan specialist amongst friends, family, agents, and past clients.
  • Mission Home Mortgage
  • 3033 5th Avenue, Suite 420, San Diego, CA, 92103
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry--investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars,
  • Weldon Financial Inc
  • 2665 5th Avenue, Suite 608, San Diego, CA, 92103
  • Weldon Financial is a private real estate lending company that has been filling the needs of borrowers for whom conventional financing is inappropriate or undesired since 1997. Our experience, coupled with a strong, knowledgeable investor core gives us the ability to act quickly and decisively for the benefit of both lenders and borrowers.