FHA VS Conventional loan in Mission-Viejo, Orange County, California

For 2025, the established limit for a conventional loan in Mission-Viejo, within the county of Orange, CA, is $970,800. In contrast, for a single-family home, the FHA loan cap is $970,800.

With Lendersa®'s Conventional loan calculator, you can evaluate today's most competitive rates between Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to view Conventional, USDA, FHA, and VA loans side by side. This comparison aids you in selecting the optimal program for your financial situation in CA.

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2025 Loan Limits and Downpayment Requirements in Mission-Viejo, County of Orange, CA

Type of Loan Loan Maximum Minimum Downpayment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to the following zip codes: 92692, 92691, 92690

Available Conventional and FHA Loan Options in Mission-Viejo, CA

The purpose of Lendersa® is to facilitate the best possible loan acquisition quickly and effortlessly, whether it be a Conventional, USDA, or FHA loan. Choose from three start options to find lenders and loan programs that match your needs.

Lendersa USDA loan request and matching results


  • Laneco Federal Credit Union
  • 74 Centennial Loop, Suite A, Eugene, OR, 97401
  • At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
  • Northwest Community Credit Union
  • 545 E 8th Ave, Eugene, OR, 97401
  • As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
  • Strategic Mortgage Solutions Inc
  • 911 Country Club Rd, Suite 390, Eugene, OR, 97401
  • We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
  • Paramount Mortgage Company
  • 975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
  • We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
  • Eugene Mortgage Brokers
  • 1310 Coburg Rd, Suite 1, Eugene, OR, 97401
  • Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
  • Stepping Stone Mortgage
  • 272 W. 11th Avenue, Eugene, OR, 97401
  • "Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated. Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."
  • SELCO Community Credit Union
  • 299 E 11th Ave, Eugene, OR, 97401
  • When you open an account at SELCO, you become more than a customer—you’re a member-owner. SELCO is a not-for-profit financial institution that serves our members by providing affordable products and services.Since 1936, SELCO Community Credit Union has worked to develop life-long relationships with our members.