FHA VS Conventional loan programs in Davis, Yolo County, California

In 2026, the limit for conventional loans in Davis, located in the county of Yolo, CA, has been set at $763,600. For single-family homes, the FHA limit reaches $763,600.

Utilize the Lendersa® Conventional loan calculator to explore and contrast current rates for Conventional, FHA, and USDA loans, determining the essential income, credit, reserves, and documents for qualification. Our advanced tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding the best program in CA suitable for your financial needs.

Review loan offers from a range of 100 lenders

2026 Loan Limits and Down Payment Requirements in Davis, Yolo County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This table applies to zip codes: 95618, 95616, 95617

Conventional and FHA Loan Options in Davis, CA

The primary aim of Lendersa® is to provide you with the most advantageous Conventional, USDA, or FHA loan promptly and effortlessly. Begin with one of three options to find lenders and programs that suit your needs.

View Lendersa USDA Loan Request Results

This setup is crafted for you to seamlessly navigate towards the ideal financing options that match your specific goals in CA.



  • Demo Account - CSO #5
  • 3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.

  • VVR Loans
  • 831 Transil Circle, Santa Clara, CA, 95054
  • VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • VANTAGE POINT FINANCE
  • 2055 Junction Ave, San Jose, CA, 95131
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.

  • Morgan Real Estate & Financial, Inc
  • 2051 Junction Ave, Suite 237, San Jose, CA, 95131
  • We're a group of licensed real estate and mortgage consultants, dedicated to providing California home owners and investors best services. We provide home buying, selling and mortgage services as one stop shopping. In addition, we also provide EB-5 investment green card services to foreign investors as a total solution.

  • Ezqualify
  • 1925 Concourse Drive, Suite B, San Jose, CA, 95131
  • Fortunately, at EZQualify, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • Ann Do - Tera Capital Group
  • 2092 Concourse Drive, Suite 95, San Jose, CA, 95131
  • Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.

  • MAS Financing
  • 1905 O' Toole Way, San Jose, CA, 95131
  • At MAS Financing, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.

  • Infinity Financial & Realty
  • 1630 Oakland Rd, Suite A203, San Jose, CA, 95131
  • With a combined experience of 30+ years in Real Estate Finance, we know what it means to provide quality service. Our customers are like family, which is why nearly all of our clients have been referrals from previous customers. We treat each situation with care and find the best value for you and your family.

  • MKT Finance Inc
  • 2391 Zanker Road, Suite 320, San Jose, CA, 95131
  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced
    staff of loan agents and processors. Whether your need is a purchase,
    refinance, home improvement, or debt consolidation loan, we will make
    sure that you get the right mortgage at the right price. With access to
    dozens of wholesale lenders, we can often find better

  • Landmark Real Estate & Financial Inc.
  • 1172 Murphy Avenue, Suite 234, San Jose, CA, 95131
  • We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.