FHA VS Conventional loan programs in 2026 for Davis, Yolo County, California

In 2026, the limit for conventional loans in Davis, located in the county of Yolo, CA, has been set at $763,600. For single-family homes, the FHA limit reaches $763,600.

Utilize the Lendersa® Conventional loan calculator to explore and contrast current rates for Conventional, FHA, and USDA loans, determining the essential income, credit, reserves, and documents for qualification. Our advanced tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding the best program in CA suitable for your financial needs.

Review loan offers from a range of 100 lenders

2026 Loan Limits and Down Payment Requirements in Davis, Yolo County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This table applies to zip codes: 95618

Conventional and FHA Loan Options in Davis, CA

The primary aim of Lendersa® is to provide you with the most advantageous Conventional, USDA, or FHA loan promptly and effortlessly. Begin with one of three options to find lenders and programs that suit your needs.

View Lendersa USDA Loan Request Results

This setup is crafted for you to seamlessly navigate towards the ideal financing options that match your specific goals in CA.



Davis Lenders

  • Hawkins Home Loans
  • 1401 Halyard Road, Suite 130, West Sacramento, CA, 95691
  • Lends in California
  • Our goals are to fulfill your mortgage needs with the friendliest customer service, secure a loan you can feel good about, and make you a happy homeowner. Hawkins Home Loans is a licensed mortgage broker based in West Sacramento, California. Our Business is built on our decades-long industry expertise and relationships, which benefits.

  • Evans Mortgage Co
  • 6355 Riverside Blvd, Suite E, Sacramento, CA, 95831
  • Lends in California
  • Evans Mortgage Co. started in 1990. John and Marcia Evans set up their kitchen table with a simple phone line and fax machine, eager to help serve clients. It wasn't long before the company evolved into Evans & Grupp Mortgage and took up residence on Sutterville Road in Land Park. In the summer of 1993.

  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • Lends in California
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.

  • Bankers Lending Group
  • 231 G street, Suite 8, Davis, CA, 95616
  • Lends in California
  • At Bankers Lending Group you can Bank on our commitment to you and the community. Through our resources, experience and knowledge of lending we give it our all to make loans fund. With over 42 years of combined experience we have helped thousands achieve the American dream!

    We love to give back to the community that gives us so much

  • Alpha Omega Mortgage
  • 4204 Vista Way, Davis, CA, 95616
  • Lends in California
  • At Alpha Omega Mortgage. We are a full-service mortgage company based in Davis, CA. We specialize in FHA, First Time Home Buyer, Jumbo in Davis. We also serve the surrounding cities in Yolo County. Whether you are buying a home or refinancing in our around zip code 95616. we can help you realize your dream of home ownership

  • Rafael Arrieta Mortgage Loans
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • When you need a mortgage that meets your Goals, Rafael will help you understand the mortgage process. Make a smart financial decision with your next mortgage. Since October 2019, Rafael Have been working. Rafael is younger Spanish speaking Person. Rafael’s educational background is in database management.

  • Michael Buccella Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • My name is Michael and I am so glad you clicked on my Yelp page. I would like nothing more than to earn your business and your trust and I hope your visit here will encourage you to reach out to me, even if you just have a simple mortgage or real estate question that you would like to ask.

  • Kathleen Beck - Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • "I am a Direct Lender as well as a Mortgage Broker,
    and as a result, have Great Home Loan Programs,
    Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "

  • West Coast Mortgage Group
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).

  • Washington Financial
  • 5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
  • Lends in California
  • Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.