FHA VS Conventional loan in Davis, Yolo County, California
In 2025, the limit for conventional loans in Davis, located in the county of Yolo, CA, has been set at $763,600. For single-family homes, the FHA limit reaches $763,600.
Utilize the Lendersa® Conventional loan calculator to explore and contrast current rates for Conventional, FHA, and USDA loans, determining the essential income, credit, reserves, and documents for qualification. Our advanced tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding the best program in CA suitable for your financial needs.
2025 Loan Limits and Down Payment Requirements in Davis, Yolo County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$763,600
3%
USDA
$540,000
0%
FHA
$763,600
3.5%
This table applies to zip codes: 95618, 95616, 95617
Conventional and FHA Loan Options in Davis, CA
The primary aim of Lendersa® is to provide you with the most advantageous Conventional, USDA, or FHA loan promptly and effortlessly. Begin with one of three options to find lenders and programs that suit your needs.
The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.
Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.
FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%,
3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.
We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.
4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
In 2009, PLA began building its partnerships with credit unions throughout the Midwest. We are wholly owned by a credit union to serve our partnering financial institutions and their members. PLA is an Iowa mortgage CUSO providing mortgage loan products and services to credit unions .
Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life
Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
