FHA VS Conventional loan programs in West-Sacramento, Yolo County, California
In 2025, the limit for conventional loans in West-Sacramento, Yolo county, CA is $675,050, while the FHA limit for a single-family home is $675,050.
The Lendersa® Conventional loan calculator helps you compare today's top rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to choose the most suitable program in CA for your financial needs.
2025 Loan Limits and Down Payment Needs in West-Sacramento, Yolo County, CA
Loan Category
Maximum Amount
Minimum Down Payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
Applicable for zip codes: 95605, 95691, 95798, 95799, 95899
Discover Conventional and FHA Options in West-Sacramento, CA
Lendersa® aims to provide the best Conventional, USDA, or FHA loans swiftly and without any hassle. Choose from one of three starting points to find matching lenders and loan programs that fit your criteria.
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Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
3309 E Frank Phillips Blvd, Bartlesville, OK, 74006
American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.
Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.
That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan
Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
