FHA VS Conventional loan in West-Sacramento, Yolo County, California
In 2026, the limit for conventional loans in West-Sacramento, Yolo county, CA is $675,050, while the FHA limit for a single-family home is $675,050.
The Lendersa® Conventional loan calculator helps you compare today's top rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to choose the most suitable program in CA for your financial needs.
2026 Loan Limits and Down Payment Needs in West-Sacramento, Yolo County, CA
Loan Category
Maximum Amount
Minimum Down Payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
Applicable for zip codes: 95605
Discover Conventional and FHA Options in West-Sacramento, CA
Lendersa® aims to provide the best Conventional, USDA, or FHA loans swiftly and without any hassle. Choose from one of three starting points to find matching lenders and loan programs that fit your criteria.
Elevate mortgage is a diverse, experienced team of mortgage professionals who are client focused and bring results. With access to over 100 different lenders, we can provide you the best financing available. Over 75% of our business comes from past clients and referral partners who are confident in our abilities.
Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.
520 Capitol Mall, Suite 780, Sacramento, CA, 95814
Lends in California
Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.
At Professional Mortgage Associates, we work with many home buyers who are looking to purchase in the Sacramento, CA area. When working together, we can help you find the right home loan to finance your dream. We care about our customers, which is why our phones are always on. Contact us any time, day, or night.
At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.
It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
1913 Capitol Avenue, Suite D, Sacramento, CA, 95811
Lends in California
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
When you need a mortgage that meets your Goals, Rafael will help you understand the mortgage process. Make a smart financial decision with your next mortgage. Since October 2019, Rafael Have been working. Rafael is younger Spanish speaking Person. Rafael’s educational background is in database management.
