FHA VS Conventional loan programs in West-Sacramento, Yolo County, California
In 2026, the limit for conventional loans in West-Sacramento, Yolo county, CA is $675,050, while the FHA limit for a single-family home is $675,050.
The Lendersa® Conventional loan calculator helps you compare today's top rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to choose the most suitable program in CA for your financial needs.
2026 Loan Limits and Down Payment Needs in West-Sacramento, Yolo County, CA
Loan Category
Maximum Amount
Minimum Down Payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
Applicable for zip codes: 95605
Discover Conventional and FHA Options in West-Sacramento, CA
Lendersa® aims to provide the best Conventional, USDA, or FHA loans swiftly and without any hassle. Choose from one of three starting points to find matching lenders and loan programs that fit your criteria.
1900 McCarthy Blvd, Suite 100, Milpitas, CA, 95035
Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise
Formed in 2009, we at Abundance are passionate about finding the best financing solutions for our clients’ needs and overall strategy. We are experienced in a wide range of loan options, including home purchase & re-fi, rental properties, short-term bridge loans, fix & flips, constructions, multi-family, and commercial.
1551 McCarthy Blvd, Suite 203, Milpitas, CA, 95035
We specialize in providing all kind of commercial loans to owners, investors & developers in need of funding outside the scope of traditional banks and lenders. While traditional lenders could take months to close, we can complete the process in days. We provides commercial financing solutions with an outstanding history of service and dedication.
1551 McCarthy Blvd, Suite 211, Milpitas, CA, 95035
"Result Financial Corp, dba California Deed of Trust Investment, we have been in real estate and mortgage business for more than 15 years in San Francisco Bay Area. We provide unique buy & sell strategy for our clients. Real Estate & mortgage business around bay area about 15 years.
500 East Calaveras Boulevard, Suite 210, Milpitas, CA, 95035
Esposo Properties is a small boutique real estate company. We specialize in small to mid-size investment properties, other than your typical residential sale/listing. We take pride in giving personalized, top of the line service to our clients and investors we will help you sell your home.
1525 McCarthy Boulevard, Suite 1140, Milpitas, CA, 95035
InterFirst Lending is a next-generation mortgage company that originates residential mortgage loans at a low cost with extremely competitive mortgage rates. We provide the consumer with one of the best mortgage rates in the industry along with transparent, intuitive and efficient online loan process.
LoanPros, opened in 1992 with Diana Skokan and myself. Diana retired in 2000. The business has been operated by Tina Broyles. We have built a 90% referral base over the years. The resourceful and skilled team at Loan Pros Inc is eager to help you reach your dreams. If you need an experienced Milpitas, CA Mortgage team focused on precision
545 Los Coches Street, Suite 108, Milpitas, CA, 95035
I am dedicated to providing excellent customer service. My philosophy is simple: clients come first. I pledge to be in constant communication with my clients, keeping them fully informed throughout the entire buying or selling process. I also believe in keeping in contact with past clients
