Explore the differences! FHA VS Conventional loan programs in Palm-Desert, Riverside County, California
As of 2025, the loan limits in Palm-Desert county, Riverside, within CA, are $647,200 for conventional loans and $562,350 for single-family homes under FHA.
Utilize Lendersa®'s Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. This tool illustrates the requirements for income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator lets you juxtapose Conforming Conventional, USDA, FHA, and VA loans, providing clarity on which option in CA best suits your financial needs.
2025 Loan Limits and Down Payment Criteria in Palm-Desert, Riverside County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
This comparison table is relevant for the following zip codes: 92260, 92211, 92255
Options for Conventional and FHA Loans in Palm-Desert, CA
Lendersa® is dedicated to securing the most competitive Conventional, USDA, or FHA lending options quickly and with minimal hassle. Choose one of the three pathways to be paired with appropriate lenders and loan programs.
We at Harris Mortgage have made a career as the people’s lender. Knowing and understanding the vast amount of programs to service each type of borrower with a know-how on structuring files to ensure we find the right mortgage for you and your family. Our loan officers bring honesty and expertise to each relationship.
At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help
1880 N. Main Street, Suite 200, Salinas, CA, 93906
We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.
State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.
For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.
Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.
Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.
