FHA VS Conventional loan in Palm-Desert, Riverside County, California
As of 2026, the loan limits in Palm-Desert county, Riverside, within CA, are $647,200 for conventional loans and $562,350 for single-family homes under FHA.
Utilize Lendersa®'s Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. This tool illustrates the requirements for income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator lets you juxtapose Conforming Conventional, USDA, FHA, and VA loans, providing clarity on which option in CA best suits your financial needs.
2026 Loan Limits and Down Payment Criteria in Palm-Desert, Riverside County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
This comparison table is relevant for the following zip codes: 92260, 92211, 92255
Options for Conventional and FHA Loans in Palm-Desert, CA
Lendersa® is dedicated to securing the most competitive Conventional, USDA, or FHA lending options quickly and with minimal hassle. Choose one of the three pathways to be paired with appropriate lenders and loan programs.
20250 SW Acacia Street, Suite 105, Newport Beach, CA, 92660
Commercial Loan Corporation is a professional private money lender. We have been lending in California since 2007. In addition to lending our own money on residential rehab projects in California, Commercial Loan Corp also originates loans to trusts and estates in probate. and also We can help you maximize the distribution for your trust or estate.
Trust Deed Capital, Inc. originates, procures, underwrites, and sells privately funded loans in California. We specialize in lending to experienced borrowers who make a business of finding properties to purchase at a discount, improving these properties where needed, and either selling them at a profit or holding them as a cash flow rental investme
Ocean Pacific Capital has been arranging, underwriting, structuring and placing Commercial loans, Apartment Loans and Joint Ventures on behalf of our clients since 1977. As a premier commercial loan consultant, we underwrite and arrange all commercial, construction & joint ventures and loans from $700,000.00 to $300,000,000.00 worldwide.
4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.
15 Corporate Plaza Dr Suite 200, Newport Beach, CA, 92660
AB Capital is an asset-based direct lender headquartered in Newport Beach that specializes in short term bridge & construction loans secured by California real estate.
AB Capital takes a common sense approach to underwriting and all approvals are made in-house. We focus on 1st and 2nd position trust deeds from $500,000 to $ 15,000,000 in all maj
We are a private money lender focused on serving the distressed and underserved borrower market. With a combined experience of over 50 years in real estate lending, be assured the professionals at Lendterra can assist you with every facet of your project. We work directly with private investors to facilitate fundings that otherwise could have never
620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.
1400 Newport Center Dr, Suite 250, NEWPORT BEACH, CA, 92660
Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States. As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.
260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.
