FHA VS Conventional loan programs in 2025 for Palm-Desert, Riverside County, California
As of 2025, the loan limits in Palm-Desert county, Riverside, within CA, are $647,200 for conventional loans and $562,350 for single-family homes under FHA.
Utilize Lendersa®'s Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. This tool illustrates the requirements for income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator lets you juxtapose Conforming Conventional, USDA, FHA, and VA loans, providing clarity on which option in CA best suits your financial needs.
2025 Loan Limits and Down Payment Criteria in Palm-Desert, Riverside County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
This comparison table is relevant for the following zip codes: 92260, 92211, 92255
Options for Conventional and FHA Loans in Palm-Desert, CA
Lendersa® is dedicated to securing the most competitive Conventional, USDA, or FHA lending options quickly and with minimal hassle. Choose one of the three pathways to be paired with appropriate lenders and loan programs.
We provide personalized and smart lending solutions throughout the state of Texas, specializing in new Home Loans, Mortgage Refinancing, Commercial Lending, Construction Loans and Reverse Mortgages. Home Mortgage Houston is a team of mortgage professionals with the resources and tools of a national lender.
At Western Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
710 North Post Oak Road, Suite 208, Houston, TX, 77024
Miyaki Financial Inc, we want you to have the best rate possible with the lowest monthly payments. We shop on your behalf and tailor to your needs. We’re here to do all the heavy lifting and to make your mortgage experience smooth. We shop multiple lenders to find the loan that fits your needs and use our expertise to get your loan closed quickly.
12848 Queensbury Lane, Suite 208, Houston, TX, 77024
At GRP Community Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
10497 Town & Country Way, Suite 734, Houston, TX, 77024
BWC Lending: Because We Care When our president, Chad Helmcamp, decided to start this company, he emailed his teammates and asked why they would refer clients to him. In one form or another, the response he received was, "Because you really care about our borrowers." That care doesn't stop with Chad though.
AMI Lenders offers lower documentation requirements, quick turnaround time, and personal service. Our seasoned lenders are ready to work with you in securing the loan that better serves your needs. With a history of over 20 years financing properties in Houston, you can be sure you're in good hands with AMI when securing
10497 Town and Country Way, Suite 810, Houston, TX, 77024
Since our founding in 1982, our company has specialized in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. We purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes.
America’s Choice Home Loans started in 1998 in the same neighborhood in Houston that we reside in today. Our commitment to our employees, clients and our community has been steadfast through all the changes in the mortgage industry. It’s the reason why we are still going strong today. More than half of our employees have been with us.
