FHA VS Conventional loan programs in Indian-Wells, Riverside County, California

In 2026, the limit for a Conventional loan in Indian-Wells within Riverside county, CA, is set at $647,200, whereas the FHA loan limit for a single-family home is $562,350.

Lendersa® offers a Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the program best suited to your financial situation in CA.

Explore loan offers from 100 distinct lenders

Loan Limits and Downpayment Requirements for 2026 in Indian-Wells, Riverside, CA

Type of Loan Loan Limit Min. Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

Note: This table applies to ZIP codes: 92210

Loan Options for Conventional and FHA in Indian-Wells, CA

Lendersa® is dedicated to helping you secure the best available Conventional, USDA, or FHA loan quickly and effortlessly. Begin by selecting one of three suggested starting points, each helping you find compatible lenders and loan options tailored to your needs.

Explore results of USDA loan requests with Lendersa


Indian-Wells Lenders

  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • Lends in California
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.

  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Lends in California
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.

  • Nationwide Fair Lending
  • 73255 El Paseo, Suite 12, Palm Desert, CA, 92260
  • Lends in California
  • Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.

  • Dave Warth Mortgage Broker
  • 79405 Hwy 111, La Quinta, CA, 92253
  • Lends in California
  • Dave Warth Mortgage Broker As a mortgage broker, I work with the wholesale departments of several banks & lenders nationwide so I can offer every type of mortgage available on the market at the best rates and costs. Unlike big banks who only have limited loan programs and sales reps who take your loan application.

  • HACIENDA HOME LOANS Inc
  • 77935 Calle Tampico, La Quinta, CA, 92253
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Impress Realty
  • 45725 Camino Vista, La Quinta, CA, 92253
  • Lends in California
  • My name is Ulises Escobar, a Coachella Valley real estate agent and home loan mortgage refinancing specialist dedicated to helping you find your next dream home -- with a focus in La Quinta, Palm Desert, Indio, Cathedral City, Bermuda Dunes, Coachella, Desert Hot Springs, Palm Springs, Rancho Mirage, Salton Sea, Thermal, and beyond.

  • Choice One Mortgage Company
  • 78015 Main Street, Suite 201C, La Quinta, CA, 92253
  • Lends in California
  • "We offer the lowest rates in the industry and we always have no point (and no fee) options available for you!
    With offices in Westlake Village and La Quinta, Choice One Mortgage has been helping Californians finance their homes since 1995. Our clients live all over CA but that doesn’t stop us from helping them! In this day and age"

  • First West Financial
  • 78370 Highway 111, Suite 255, La Quinta, CA, 92253
  • Lends in California
  • "First West Financial is a local, family-owned and operated mortgage company with service second to none.
    We are proud to be a family-owned, locally operated mortgage broker in La Quinta, CA. We serve the needs of the Homebuyers, Homeowners, and Real Estate Agents all across Southern California.broker in La Quinta, CA."

  • DFI Funding
  • 78-365 Highway 111 #529, La Quinta, CA, 92253
  • Lends in California
  • DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.

  • Infinity Home Loans Group
  • 77770 Country Club Drive, Suite A, Palm Desert, CA, 92211
  • Lends in California
  • Infinity Home Loans Group as well as a life time resident of the Coachella Valley, you can rely on me and my broad network of resources to make a REAL difference in your home buying process. Because of my 17 years of experience and the knowledgeable mortgage team that stands behind me, I'm an expert at connecting my customers to mortgage solutions.