Explore the differences! FHA VS Conventional loan programs in Indian-Wells, Riverside County, California

In 2025, the limit for a Conventional loan in Indian-Wells within Riverside county, CA, is set at $647,200, whereas the FHA loan limit for a single-family home is $562,350.

Lendersa® offers a Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the program best suited to your financial situation in CA.

Explore loan offers from 100 distinct lenders

Loan Limits and Downpayment Requirements for 2025 in Indian-Wells, Riverside, CA

Type of Loan Loan Limit Min. Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

Note: This table applies to ZIP codes: 92210

Loan Options for Conventional and FHA in Indian-Wells, CA

Lendersa® is dedicated to helping you secure the best available Conventional, USDA, or FHA loan quickly and effortlessly. Begin by selecting one of three suggested starting points, each helping you find compatible lenders and loan options tailored to your needs.

Explore results of USDA loan requests with Lendersa


  • LendUS
  • 2520 North Tamiami Trail #16, VENICE, FL, 34275
  • Lend US, treat each customer as an individual, not a number. We are a husband and wife team that strive to give each loan a hands-on personable approach. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
  • Sky Apply Mortgage, Inc
  • 11514 S County Road 39, Lithia, FL, 33547
  • We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.
  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
  • APR Mortgage
  • 1197 Sarasota Cenetr Blvd, Sarasota, FL, 34240
  • APR Mortgage LLC assists our clients with all matters relating to real estate and mortgage. Our goal as a company is to provide our clients with the confidence and experience to enable them to purchase the home of their dreams. We specialize in handling difficult loans that banks will not handle.
  • First Commerce Financial
  • 7357 International Place, Suite 102, Sarasota, FL, 34240
  • "Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective financial solutions, thus resulting in a positive mortgage experience. Using over 60 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication
  • Braun Mortgage Group, LLC
  • 6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
  • Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process
  • APR Commercial Funding
  • 1197 Sarasota Center Blvd., Sarasota, FL, 34240
  • The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Creative Lending
  • 7345 International Place, #108, Sarasota, FL, 34240
  • Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.