FHA VS Conventional loan programs in Dos-Palos, Merced County, California

In the year 2026, the limit for conventional loans in Dos-Palos, located in Merced county, CA, is $647,200. On the other hand, the FHA limit for a single-family residence stands at $420,680.

Tap into the Lendersa® Conventional loan calculator to contrast today's leading rates among Conventional, FHA, and USDA loans. It helps you ascertain the income, credit level, reserves, and required documents necessary to qualify. Our thorough mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program based on your financial status in CA.

Examine loan offers from a selection of 100 lenders

Summary of 2026 loan limits and downpayment requirements in Dos-Palos, Merced county, CA

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $341,900 0%
FHA $420,680 3.5%

This table applies to the specified zip codes: 93620

Explore Conventional and FHA loan solutions in Dos-Palos, CA

The mission of Lendersa® is to efficiently secure you the most advantageous Conventional, USDA, or FHA loans. Start with any of the three options provided to align with suitable lenders and programs.

Results from Lendersa USDA loan request and matching


Dos-Palos Lenders

  • JC Mortgage
  • 4350 West Avenue, Suite 2, Atwater, CA, 95301
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Agri Capital Inc.
  • 23400 Road 24, Chowchilla, CA, 93610
  • Lends in California
  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Lends in California
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.

  • American Pacific Mortgage
  • 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
  • Lends in California
  • Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.

  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Lends in California
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.

  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • Lends in California
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
    FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!

    FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"

  • Golden Eagle Mortgage Group
  • 260 Tres Pinos Rd, Suite B-2, Hollister, CA, 95023
  • Lends in California
  • Golden Eagle Mortgage Group is the trusted, local APM division that caters to the specific needs of your community. Like APM, Golden Eagle Mortgage Group’s mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home.

  • Good Guys Financial Inc
  • 430 Talbot Drive, Hollister, CA, 95023
  • Lends in California
  • A California independent agency and broker, Good Guys Financial’s team is built on honesty, integrity, hard work and professionalism. We value our relationships with employees, clients & familiar lenders. We approach business with solutions to your coverage needs. Our agency has 8+ years of mortgage & real estate business experience

  • Lineage Realty Group
  • 1354 San Benito St, Hollister, CA, 95023
  • Lends in California
  • Richard Vasquez brings over 28 years of experience in real estate, excellent customer service and a commitment to work hard, listen and follow through. He provides quality service to build relationships with clients and more importantly, maintain those relationships by communicating effectively.

  • DRES Funding
  • 6713 Hughson Ave, Hughson, CA, 95326
  • Lends in California
  • Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.