FHA VS Conventional loan programs in Los-Banos, Merced County, California
In 2026, the Conventional loan limit for Los-Banos, in Merced County, CA, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Leverage the Lendersa® Conventional loan calculator to compare today's competitive rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the most suited program in CA for your financial situation.
2026 Loan Limits and Down Payment Details in Los-Banos, Merced, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$341,900
0%
FHA
$420,680
3.5%
This table is applicable to zip codes: 93635
Exploring Your Conventional and FHA Loan Options in Los-Banos, CA
Lendersa® aims to swiftly connect you with the most fitting Conventional, USDA, or FHA loans, without hassle. Choose from three starting options that will guide you to matching lenders and loan programs.
260 Tres Pinos Rd, Suite B-2, Hollister, CA, 95023
Lends in California
Golden Eagle Mortgage Group is the trusted, local APM division that caters to the specific needs of your community. Like APM, Golden Eagle Mortgage Group’s mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home.
A California independent agency and broker, Good Guys Financial’s team is built on honesty, integrity, hard work and professionalism. We value our relationships with employees, clients & familiar lenders. We approach business with solutions to your coverage needs. Our agency has 8+ years of mortgage & real estate business experience
Richard Vasquez brings over 28 years of experience in real estate, excellent customer service and a commitment to work hard, listen and follow through. He provides quality service to build relationships with clients and more importantly, maintain those relationships by communicating effectively.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
Lends in California
Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.
18181 Butterfield Boulevard, Suite 170, Morgan Hill, CA, 95037
Lends in California
Pacific Coast Mortgage Company believes the loan process should be painless. That's why we're here to partner with you for the life of your loan. Whereas banks only offer their own products, we source the entire open market to custom tailor valuable solutions for your unique needs.
16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
Lends in California
Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.
17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
Lends in California
At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
1880 N. Main Street, Suite 200, Salinas, CA, 93906
Lends in California
We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
