FHA VS Conventional loan programs in Los-Banos, Merced County, California
In 2025, the Conventional loan limit for Los-Banos, in Merced County, CA, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Leverage the Lendersa® Conventional loan calculator to compare today's competitive rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the most suited program in CA for your financial situation.
2025 Loan Limits and Down Payment Details in Los-Banos, Merced, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$341,900
0%
FHA
$420,680
3.5%
This table is applicable to zip codes: 93635
Exploring Your Conventional and FHA Loan Options in Los-Banos, CA
Lendersa® aims to swiftly connect you with the most fitting Conventional, USDA, or FHA loans, without hassle. Choose from three starting options that will guide you to matching lenders and loan programs.
Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
Western Mortgage Services, we are experts in “hard money” loans—we provide financing solutions when other lenders simply can’t.
WMS has served residential homeowners and real estate investors in Utah for over ten years. We fund residential, commercial, multi-family, and land loans that don’t meet the qualifications for traditional funding
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In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
1009 North Allington Drive North, North Salt Lake, UT, 84054
Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact.
My mentality is ""Shop Locally"". Working with me means you'll be getting the attention and consideration that your mortgage requires.
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20860 North Tatum Boulevard, Suite 300, Phoenix, AZ, 85050
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We're helping you take on perhaps the largest debt of your life. We feel that we have a professionally responsibility to help you manage that debt. Our role is to help you integrate this loan into your overall short and long term financial & investment goals while maximizing your tax objectives, cash flow and net worth. This takes an Expert.
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