Explore the differences! FHA VS Conventional loan programs in Los-Banos, Merced County, California
In 2024, Convetional loan limit in Los-Banos, county of Merced, CA is $647,200 while FHA limit is $420,680 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.
2024 loan limits and downpayment requirments in Los-Banos, county of Merced, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$341,900
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 93635
Conventional and FHA loan options in Los-Banos, CA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.
American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.
Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.
Dakota West Credit Union is dedicated to helping our members grow with comprehensive, competitive financial products partnered with personal, professional service.
It is our vision to deliver consistently the essential financial services in the communities we serve that promote agriculture and commerce while improving the quality of our members.
The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
