Explore the differences! FHA VS Conventional loan programs in Los-Banos, Merced County, California
In 2025, the Conventional loan limit for Los-Banos, in Merced County, CA, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Leverage the Lendersa® Conventional loan calculator to compare today's competitive rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the most suited program in CA for your financial situation.
2025 Loan Limits and Down Payment Details in Los-Banos, Merced, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$341,900
0%
FHA
$420,680
3.5%
This table is applicable to zip codes: 93635
Exploring Your Conventional and FHA Loan Options in Los-Banos, CA
Lendersa® aims to swiftly connect you with the most fitting Conventional, USDA, or FHA loans, without hassle. Choose from three starting options that will guide you to matching lenders and loan programs.
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