FHA VS Conventional loan programs in 2025 for Downey, Los Angeles County, California
In the year 2025, the conventional loan limit for Downey, located in the county of Los Angeles, CA, is $1,089,300, while the FHA limit for a single-family home stands at $1,089,300.
Use the Lendersa® Conventional loan calculator to compare today’s top rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents necessary to qualify. This advanced tool lets you view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, so you can decide which program best fits your financial situation in CA.
Loan Limits and Down Payment Requirements for 2025 in Downey, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
These figures apply to zip codes: 90242, 90240, 90241, 90239
Available Conventional and FHA Loan Options in Downey, CA
At Lendersa®, our objective is to help you quickly secure the best possible Conventional, USDA, or FHA loan, without hassle. Choose one of three starting options to connect with ideal lenders and loan programs.
24025 PARK SORRENTO, SUITE 150, Calabasas, CA, 91302
Marquee Funding Group offers investors an alternative and secured real estate investment. These investments are in the form of a Promissory Note secured by a Deed of Trust (Trust Deeds) and collateralized, secured, and insured on all types of property throughout California and Colorado
23945 Calabasas Road Suite 209, Calabasas, CA, 91302
California Private Lenders is an equity-based lender for all types of properties. We work with Investors, Rehabbers, Corporations, Estates, and Sub Prime Borrowers and Our excellent reputation as a Hard Money/Private Money Lender has been built on our ability to provide fast financing solutions for borrowers
10315 Woodley Avanue, Suite 119, Granada Hills, CA, 91344
Consumer Home Loans is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently
Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
10722 White Oak Street, Suite 5, Granada Hills, CA, 91344
Globe and Anchor Mortgage is the leading choice for all mortgage services in the Southern California. We have a proven track record of having helped numerous families refinance, purchase a home, and assist during the cash out process. We are veteran led and a family owned business so it is our focus to help other families all throughout California
15650 Devonshire Street, Suite 100, Granada Hills, CA, 91344
Tribune Investments and Loans will give you the personal attention you deserve with the respect you are due as a valued customer. We are known for integrity and experience in the mortgage industry, we are committed to break down the barriers to owning a home and to educate consumers.
Franklin Express Mortgage Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Southwest Mortgage are fractionalized, different investors own various percentages of the loan, meaning that each investor is putting up less than the entire amount required for the loan. An assignment of their interest in the trust deed is recorded with the county recorder. Even trust deed investors.
