FHA VS Conventional loan in Downey, Los Angeles County, California

In 2025, Convetional loan limit in Downey, county of Los Angeles, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Downey, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 90242, 90240, 90241, 90239

Conventional and FHA loan options in Downey, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Tri Crown Real Estate
  • 1489 W Warm Springs Road, Suite 110, Office 241, Henderson, NV, 89014
  • Tri Crown Real Estate's founder Jim Dunn's business determination, Terri has moved up the ranks and has become our newest president and presiding Broker for both California and Nevada. She has impressed many as a forward thinker and excellent communicator along with expert business negotiation.
  • PInnacle Mortgage Solutions Inc
  • 1489 W Warm Springs Rd, Suite 110, Henderson, NV, 89014
  • The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first-time home buyer, purchasing your dream home,refinancing an outstanding loan, or consolidating debt
  • North American Financial
  • 375 N Stephanie St Bldg 20, Henderson, NV, 89014
  • At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
  • Residential Mortgage Services - Home Loans
  • 3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
  • RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
  • One Nevada Credit Union
  • 2645 S Mojave Rd, Las Vegas, NV, 89121
  • One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
  • Clark County Credit Union
  • PO Box 36490, Las Vegas, NV, 89133
  • CCCU is a solid financial co-operative with over 45, 000 members and $700 million in assets. Since 1951, we've been helping members just like you save more money and time. We can do that because, unlike banks, we don't profit at your expense. Instead, we return the profits we make back to our members as better rates and fee.
  • Rehab Lend LLC. DBA REHABLEND
  • 1810 E Sahara Ave #200, Las Vegas, NV, 89104
  • REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
  • Silver State School Credit Union
  • 2256 S Nellis Blvd, Las Vegas, NV, 89104
  • Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Silver State Schools Credit Union strives to be the market leader .