FHA VS Conventional loan programs in Downey, Los Angeles County, California
In the year 2026, the conventional loan limit for Downey, located in the county of Los Angeles, CA, is $1,089,300, while the FHA limit for a single-family home stands at $1,089,300.
Use the Lendersa® Conventional loan calculator to compare today’s top rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents necessary to qualify. This advanced tool lets you view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, so you can decide which program best fits your financial situation in CA.
Loan Limits and Down Payment Requirements for 2026 in Downey, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
These figures apply to zip codes: 90242, 90240, 90241, 90239
Available Conventional and FHA Loan Options in Downey, CA
At Lendersa®, our objective is to help you quickly secure the best possible Conventional, USDA, or FHA loan, without hassle. Choose one of three starting options to connect with ideal lenders and loan programs.
7847 Florence Avenue, Suite 101, Downey, CA, 90240
Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
8041 Florence Avenue, Suite 203, Downey, CA, 90240
Mortgage Broker who is approved with many Wholesale partners and therefore not influenced by any one Bank. We provide options for our customers looking to Purchase or Refinance. Home loan programs include FHA, Conventional and VA financing. We have also added Mobile home loans to our list of products.
8050 Florence Avenue, Suite 203, Downey, CA, 90240
Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
At New Aim Funding. We are a full service mortgage company based in Downey, California. We specialize in FHA Loans, VA Mortgages, Jumbo, Commercial and Conventional Loans in Downey, California. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these zip codes: 90240, 90280, 90255,
13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.
Del Financial, Inc, a Southern California based mortgage corporation, was founded in 1981 and incorporated in 1996. We have over 30 years of professional mortgage experience; our management team, associates, and staff have flourished through every type of market fluctuation and have continually delivered great service
