FHA VS Conventional loan programs in 2026 for Paramount, Los Angeles County, California

For 2026, the Conventional loan limit within Paramount, Los Angeles County, CA, is $1,089,300, while the FHA cap for a single-family home is set at $1,089,300.

Utilize Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation you need to meet qualification criteria. This advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program for your financial situation in CA.

Review loan offers from 100 lenders

2026 Loan Limits and Downpayment Details in Paramount, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 90723

Conventional and FHA Loan Opportunities in Paramount, CA

Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan swiftly and without hassle. Begin your journey with one of three options that connect you to matching lenders and loan programs:

Outcomes from Lendersa USDA loan requests


  • American Freedom Funding
  • 22632 Golden Springs Dr, Suite 180, Diamond Bar, CA, 91765
  • We are home loan experts dedicated to making sure your home purchase or refinance experience is easy, honest, and quick. We’re a direct mortgage lender. That means that you will work directly with the person who lends you the money to buy your dream home (or condo!) No ridiculous bank “loan profiles.” Just common sense and fair play.

  • NuBridge Commercial Lender
  • 21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765
  • NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.

  • Investment & Financial
  • 556 N. Grand Blvd, Diamond Bar, CA, 91765
  • GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service

  • NetCORE Realty & Lending
  • 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
  • Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.

  • American Empire Lending
  • 20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
  • American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.

  • Resban
  • 22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,

  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.

  • Shawbrook Capital
  • 3751 Cahuenga Blvd Unit C, Studio City, CA, 91604
  • Shawbrook Capital delivers strategic capital solutions to help businesses and investors scale with confidence. 

    Hard Money Funding Up to $20+ Million Dollars
    Commercial & Residential Real Estate

    • Premier Pacific Partners
    • 11559 Ventura Boulevard, Studio City, CA, 91604
    • Premier Pacific Partner’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.

  • logan
  • 12725 Ventura Blvd, Studio City, CA, 91604
  • Logan Investments has been around for over 30 years and placed over $1 billion dollars in loans across CA real estate. We specialize in all types of real estate asset classes, construction, equipment and cannabis lending. If you are looking for a first, second, or third loan, please let us know.

  • SAG-AFTRA FCU
  • PO Box 11419, Burbank, CA, 91510
  • Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists.

    From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone