Explore the differences! FHA VS Conventional loan programs in East-Oakdale, Stanislaus County, California

In 2025, Convetional loan limit in East-Oakdale, county of Stanislaus, CA is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in East-Oakdale, county of Stanislaus, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $354,100 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 95361

Conventional and FHA loan options in East-Oakdale, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Private Loan Management
  • 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
  • Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
  • Isosceles Mortgage
  • 1656 Hibiscus Ct, Beaumont, CA, 92223
  • At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,
  • Sceptre Mortgage
  • 3111 Beaumont Blvd, Beaumont, CA, 92223
  • Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
  • Clear Lending Solutions Inc
  • 1715 Boysen Way, Beaumont, CA, 92223
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lucid Financial
  • 11220 Casper Cove, Beaumont, CA, 92223
  • "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"
  • American Online Mortgage
  • 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Ladera Lending, Inc.
  • 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
  • At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle
  • Truss Financial Group
  • 999 Corporate Dr, Suite 180, Ladera Ranch, CA, 92694
  • Truss Financial Group has persevered through one of the most detrimental market collapses ever and we've done so by forming Strategic Referral Partnerships with Realtors, CPAs, and Financial Planners. Their clients become our clients and in every instance we do our absolute best to earn their trust.