Explore the differences! FHA VS Conventional loan programs in East-Oakdale, Stanislaus County, California

In 2026, the Conventional loan limit for East-Oakdale in Stanislaus county, CA, is $647,200, whereas the FHA limit for a single-family home is $460,000.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine necessary income, credit, reserves, and required documents. Our comprehensive mortgage calculator allows you to compare Conforming, Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the most suitable program for your financial needs in CA.

Review loan offers from more than 100 lenders

2026 Loan Limits and Down Payment Requirements in East-Oakdale, Stanislaus County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $354,100 0%
FHA $460,000 3.5%

The above table is applicable to the zip codes: 95361

Discover Conventional and FHA Loan Options in East-Oakdale, CA

Lendersa® is committed to helping you quickly find the best possible Conventional, USDA, or FHA loans with minimal hassle. Start with one of three pathways that lead to matching lenders and programs.

Outcomes of Lendersa USDA loan requests


  • Griffin Capital
  • 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
  • Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.

  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions

  • CRS Group Mortgage Co
  • 22 Riviera Estates Drive, Palm Coast, FL, 32164
  • Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.

  • Sky Apply Mortgage, Inc
  • 11514 S County Road 39, Lithia, FL, 33547
  • We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.

  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.

  • Publix Employees Federal Credit Union
  • 3005 New Tampa Highway, Lakeland, FL, 33815
  • Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.

  • Hometown Mortgage Resources Inc
  • 1612 State Rd, Duncannon, PA, 17020
  • At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.

  • Bayfield Home Loans LLC
  • 1127 International Parkway, Fredericksburg, VA, 22406
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.