FHA VS Conventional loan programs in 2026 for East-Oakdale, Stanislaus County, California

In 2026, the Conventional loan limit for East-Oakdale in Stanislaus county, CA, is $647,200, whereas the FHA limit for a single-family home is $460,000.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine necessary income, credit, reserves, and required documents. Our comprehensive mortgage calculator allows you to compare Conforming, Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the most suitable program for your financial needs in CA.

Review loan offers from more than 100 lenders

2026 Loan Limits and Down Payment Requirements in East-Oakdale, Stanislaus County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $354,100 0%
FHA $460,000 3.5%

The above table is applicable to the zip codes: 95361

Discover Conventional and FHA Loan Options in East-Oakdale, CA

Lendersa® is committed to helping you quickly find the best possible Conventional, USDA, or FHA loans with minimal hassle. Start with one of three pathways that lead to matching lenders and programs.

Outcomes of Lendersa USDA loan requests


  • Real Estate & Lending Solutions
  • 101 Parkshore Drive, Suite 100, Folsom, CA, 95630
  • Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs.

  • R and R Loans
  • 7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
  • We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.

  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.

  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.

  • Washington Financial
  • 5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
  • Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.

  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.