Explore the differences! FHA VS Conventional loan programs in Oakdale, Stanislaus County, California

In 2025, Convetional loan limit in Oakdale, county of Stanislaus, CA is $726,200 while FHA limit is $517,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Oakdale, county of Stanislaus, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

The comparison table applies to zip codes: 95361

Conventional and FHA loan options in Oakdale, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • ZeusLending
  • 3104 Edloe Street, Suite 210, Houston, TX, 77027
  • ZeusLending.com is ranked as one of the fastest growing companies in the United States by Inc. Magazine and the Houston Business Journal. Our team of experts is regularly interviewed by ABC, CBS, FOX, CNN, and Bloomberg News on the real estate and mortgage markets. This knowledge and influence ultimately translates
  • ODYSSEY MORTGAGE CORPORATION
  • 2500 West Loop S, Suite 300, Houston, TX, 77027
  • Our mortgage professionals have the knowledge and experience to get your loan closed fast, and at the lowest rate possible. Our goal is to make the loan process streamlined. and we keep our clients informed every step of the way. At Odyssey Mortgage, we care about you. We're not like the banks - we provide personal attention
  • Secure Mortgage Company
  • 2500 West Loop South, Suite 250, Houston, TX, 77027
  • Secure Financial Services, Inc. d/b/a Secure Mortgage Company is a mortgage company that primarily services the Greater Houston home loan market place, including Houston, Sugarland, Katy, Galveston, Conroe, and all points in-between. We are licensed throughout Texas and we are also licensed to do loans in Washington state and Colorado.
  • Priority Investor Loans
  • 3100 Weslayan St, Suite 315, Houston, TX, 77027
  • Priority Investor Loans (PIL) has been your devoted hard money lender in Houston, Texas and surrounding areas for over 13 years! Our reliable hard money loan programs make the process of investment funding fast and convenient. Our programs enable our clients with single-family or commercial projects to receive funding in a short period of time.
  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.
  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities
  • Helping Hands Lending LLC
  • 10103 Fondren, Suite 340, Houston, TX, 77096
  • Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.
  • BH Loans LLC
  • 10101 Fondren Road, Suite 575, Houston, TX, 77096
  • BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.