FHA VS Conventional loan programs in 2026 for Oakdale, Stanislaus County, California

In 2026, the limit for conventional loans in Oakdale, within the county of Stanislaus, CA, is $726,200. Conversely, the FHA limit for a single-family home is $517,500.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage tool lets you compare Conforming Conventional loans with USDA, FHA, and VA options side-by-side, helping you identify which program in CA suits your financial situation best.

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Loan Limits and Downpayment Requirements for 2026 in Oakdale, Stanislaus county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

Valid for the following zip codes: 95361

Explore Conventional and FHA Loan Options in Oakdale, CA

The aim of Lendersa® is to quickly connect you with the most suitable Conventional, USDA, or FHA loan without hassle. Choose one of three routes to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Security InterBank Mortgage
  • 10252 Pinecastle Street, San Diego, CA, 92131
  • Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.

  • Click Mortgage, a Division of Golden Bear Capital, Inc
  • 10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
  • At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.

  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking

  • BILT Capital
  • 1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
  • We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT
    Providing funding throughout Utah
    Great Projects Are Not Funded, They're BILT

  • JMAC Funding - The Hard Money Pros
  • PO Box 91472, San Diego, CA, 92169
  • Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.

  • RC Global Financial Inc
  • 3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
  • We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!

  • Pacific Mortgage Loans, Inc.
  • 3455 Ingraham Street, San Diego, CA, 92109
  • We are a full-service mortgage company based in San Diego, CA. We specialize in Conventional, High Balance Loans, VA purchase and streamline loans, Jumbo. and FHA and USDA lending anywhere in the State of California. Whether you are buying a home or refinancing anywhere in California, we can help you realize your dream of home ownership

  • Parkview Investment & Loan Inc
  • 4603 Mission Boulevard, Suite 219, San Diego, CA, 92109
  • Parkview Investment & Loan Inc was founded in 2006 by Mathieu Pollenz. Parkview Investment & Loan is a full service mortgage and realty service company. We work with Residential and Commercial properties. Our mortgage department is determined to provide our clients the best rates with unparalleled service.

  • Cal Coast Funding
  • 4609 Cass Street, San Diego, CA, 92109
  • Cal Coast Funding mortgage lender located in sunny San Diego, Ca. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced teaM.