Explore the differences! FHA VS Conventional loan programs in Waterford, Stanislaus County, California

For 2025, the conventional loan limit for a single-family home in Waterford, situated in CA's Stanislaus county, is $726,200. Meanwhile, the FHA limit is $517,500.

Utilize Lendersa®'s Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. This tool helps you identify the required income, credit, reserves, and documents for qualifying. Our sophisticated mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in CA for your specific financial situation.

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2025 Loan Limits and Downpayment Requirements in Waterford, Stanislaus, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

Note: The information specified in this table is applicable to zip codes: 95386

Options for Conventional and FHA Loans in Waterford, CA

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan efficiently and stress-free. Begin with one of three strategies designed to align you with appropriate lenders and loan programs.

Results and matching for Lendersa USDA loan requests


  • Mid-Atlantic Commercial Capital LLC
  • 210 N Main St, Culpeper, VA, 22701
  • Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
  • RTP Federal Credit Union
  • 384 Davis Drive, Morrisville, NC, 27560
  • RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.
  • Benchmark Mortgage
  • 28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
  • Core Values Based Lending I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.
  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw
  • Business Loan Solutions
  • 601 S Harbour Island Blvd, Suite 109, Tampa, FL, 33602
  • Business Loan Solutions is a diversified loan service company which provides a broad array of loan services countrywide to help companies receive the money they need to improve their sales, operating efficiency and for growth. The company provides several business loan programs including: lines of credit, business acquisition.
  • Limitless Mortgage
  • 400 North Tampa Street, 15th Floor, Tampa, FL, 33602
  • Limitless Mortgage resides in the section of NiceLocal that contains Real estate. This establishment has an average score of 3 by NiceLocal visitors and concludes its business by the following address: Tampa, FL 33602, 400 N. Tampa Street 15th Flr. Our goal is to get your the best possible rate and close your loan FAST.
  • United Mortgage Center
  • 301 Harbour Place Drive, Suite 1400, Tampa, FL, 33602
  • At United Mortgage Center. Our company was newly founded in 2021. We are based on Harbour Island, Tampa, Florida & provide full mortgage lending services for residential & 1-4 unit properties in all 67 Florida counties. Our goal is to unite our clients with just the right mortgage program that will suit their needs in a professional & friendly.
  • The Orlicki Group
  • 401 E Jackson Street, Suite 2340, Tampa, FL, 33602
  • The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It’s an honor to serve our clients and partners in the most important financial decision of their lives. We treat everyone with the time and attention they deserve.
  • 14 Days To Close
  • 450 Knights Run Ave, Unit 5, Tampa, FL, 33602
  • Jordan Vreeland is the branch manager of the marketing referral service 14 Days to Close, experiencing in Veterans Administration (VA), Federal Housing Administration (FHA), and Conventional home loans for purchase and refinance. Additionally, at Paramount Residential Mortgage Group, Jordan Vreeland has access to numerous mortgage loan products to