Explore the differences! FHA VS Conventional loan programs in El-Segundo, Los Angeles County, California

In 2026, the conventional loan limit in El-Segundo, situated within the county of Los Angeles, CA, is $970,800. The FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today’s prime rates among Conventional, FHA, and USDA loans. Determine crucial elements like income, credit, reserves, and required documents. The advanced calculator enables side-by-side viewing of Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the best-suited program for your financial needs in CA.

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2026 Loan Limits and Downpayment Requirements in El-Segundo, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to zip codes: 90245

Conventional and FHA Loan Options in El-Segundo, CA

At Lendersa®, our goal is to help you quickly find the best Conventional, USDA, or FHA loan with ease. Select one of three starting strategies to connect with matching lenders and loan programs.

Lendersa's USDA loan request and results


El-Segundo Lenders

  • Keystone Mortgage Company
  • 360 North Sepulveda Boulevard, Suite 1000, El Segundo, CA, 90245
  • Lends in California
  • Keystone Mortgage Corporation furnishes its clients with a powerful advantage in today’s commercial real estate market by providing expert commercial financing advisement and delivering the industry’s best rates and service. As a result, astute commercial real estate investors and developers throughout Southern California.

  • PACT Capital
  • 2041 Rosecrans Ave, El Segundo, CA, 90245
  • Lends in California
  • PACT Capital Inc., is a leading national mortgage banking firm that specializes in Multifamily, Commercial (owner-user and investor) and Agriculture Real Estate financing. We advise real estate owners and operators on how to unlock liquidity and maximize their investments through best-in-market financing ranging from $1 Million to $250 Million.

  • Convoy Capital
  • 2120 E. Grand Ave, Suite 145, El Segundo, CA, 90245
  • Lends in California
  • We provide you with the best financing options for your multifamily investment properties. Through Convoy Capital, property / business owners, developers, and buyers consistently benefit from competitive pricing, flexible terms, customized solutions, streamlined processing and origination, and reliable closings—each and every time.

  • American Capital Corporation
  • 2101 Rosecrans, Suite 4255, El Segundo, CA, 90245
  • Lends in California
  • American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.

  • Aegean Financial
  • 840 Apollo St, Suite 100, El Segundo, CA, 90245
  • Lends in California
  • Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.

  • Alcole Capital Group
  • 2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245
  • Lends in California
  • Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.

  • ACC Mortgage Lending
  • 2245 Campus Drive, El Segundo, CA, 90245
  • Lends in California
  • "ACC Mortgage Lending is a top producing mortgage firm licensed in CA, CO, TX, NM, AZ, WA, GA, MN
    Our Loan Originators are seasoned professionals and highly ranked in our field.
    We know that each customer has specific needs, so we provide a wide array of products, expertise, and customizatoin for your home loan financing."

  • Capital Loans
  • 2121 Rosecrans Avenue, Suite 2310, El Segundo, CA, 90245
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Vortex Mortgage
  • 840 Apollo Street, Suite 100, El Segundo, CA, 90245
  • Lends in California
  • Vortex Mortgage, we understand just how important it is to choose the right loan that not only meets your mortgage needs, but that also considers your overall financial goals. A mortgage still remains the single largest personal expense Americans commit to, with an average of 60-70 percent of their mortgage payment being spent on interest cost.

  • Fortitude Real Estate Loans
  • 949 Eucalytpus Dr El, El Segundo, CA, 90245
  • Lends in California
  • Fortitude Real Estate Loans founder of the Benjamin Pruett goal is to assist you in your real estate needs by providing you the best loan options available. I offer competitive rates and cost-saving programs that will help you achieve your goals. As a 15-year resident of the Los Angeles South Bay area, I have helped many people realize their dream