FHA VS Conventional loan programs in 2025 for Manhattan-Beach, Los Angeles County, California

In 2025, the conventional loan limit in Manhattan-Beach, located within Los Angeles county, CA, is $970,800, whereas the limit for FHA loans, applicable to a single-family home, is $970,800.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's leading rates for Conventional, FHA, and USDA loans. Assess what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the most suitable program for your financial circumstances in CA.

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2025 Loan Limits and Downpayment Requirements in Manhattan-Beach, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 90266, 90267

Explore Conventional and FHA Loan Options in Manhattan-Beach, CA

The mission of Lendersa® is to swiftly connect you with the most appropriate Conventional, USDA, or FHA loan, minimizing hassle. You can start with one of three options to find matching lenders and the right loan programs.

Lendersa USDA loan request and matching results


  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
  • Lenox Financial
  • 3525 Piedmont Rd NE, Atlanta, GA, 30305
  • Founded in Atlanta, Georgia in 1994 on 3 basic premises: (1) stellar customer service (2) a fiduciary relationship with the customer that had never existed before (3) eliminate closing costs. In order to accomplish these goals, Jon Shibley immersed himself in the intricacies of the mortgage business,
  • Piedmont Mortgage Corporation
  • 2900 Piedmont Road, Atlanta, GA, 30305
  • Since 1995 Piedmont Mortgage has been constantly innovating to provide you with the latest information and technology. Find out about our discounted rates for high credit scores, and loans with no points, origination or processing feesvating to provide you with the latest information and technology.
  • Atlanta Intown Mortgage Inc
  • 2575 Peachtree Road, Suite 302, Atlanta, GA, 30305
  • Atlanta Intown company offers the best mortgage tools available on the Internet. Count on us for easy and convenient online shopping for the best loan programs and the latest rates available. With the assistance of an experienced loan officer, you will be guided through the often challenging process of choosing the loan
  • AmeriSave Mortgage Corporation
  • 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA, 30305
  • "AmeriSave Mortgage Corporation, NMLS ID #1168, is one of the largest privately owned online mortgage lenders in the country, with strong consumer direct, traditional retail and Third Party Origination (TPO) channels. AmeriSave.com was designed to make shopping for mortgages easy and straight forward."
  • RATECAPITAL INC
  • 2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305
  • RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
  • CLARITY ONE RICH GROUP LLC
  • 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342
  • CLARITY ONE RICH GROUP LLC excels in simplifying financial empowerment. Led by industry expert Ezekiel Williams, our dynamic firm is committed to transforming your financial journey. Harness our expertise to unlock smart investment strategies and insightful financial guidance. Connect with us today to embrace clarity and success in your financial p
  • Katz Mortgage Team
  • 800 Johnson Ferry Rd, Atlanta, GA, 30342
  • We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.
  • Coca-Cola Federal Credit Union
  • 1 Coca-Cola Plaza NW, Atlanta, GA, 30313
  • Coca-Cola Credit Union (CCCU) was founded in 1965 to offer associates of The Coca-Cola Company and immediate family members a full range of financial services and benefits. When you’re a member, the credit union principle of “Partner with members to achieve financial success” allows us to tailor programs and services to meet your needs
  • Parker Mortgage Group LLC
  • 1101 S MAIN ST, STE 151, Chelsea, MI, 48118
  • Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.