FHA VS Conventional loan in Manhattan-Beach, Los Angeles County, California

In 2026, the conventional loan limit in Manhattan-Beach, located within Los Angeles county, CA, is $970,800, whereas the limit for FHA loans, applicable to a single-family home, is $970,800.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's leading rates for Conventional, FHA, and USDA loans. Assess what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the most suitable program for your financial circumstances in CA.

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2026 Loan Limits and Downpayment Requirements in Manhattan-Beach, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 90266

Explore Conventional and FHA Loan Options in Manhattan-Beach, CA

The mission of Lendersa® is to swiftly connect you with the most appropriate Conventional, USDA, or FHA loan, minimizing hassle. You can start with one of three options to find matching lenders and the right loan programs.

Lendersa USDA loan request and matching results


  • Linear Home Loans Inc.
  • 30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675
  • Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.

  • So Cal VA Homes
  • 30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675
  • "Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home!
    Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"

  • LifeSource Mortgage
  • 1238 Puerta Del Sol, Suite 2-E, San Clemente, CA, 92673
  • We take great pride in delivering top-quality customer service with honesty, clear communication, and the utmost integrity. LifeSource Mortgage is licensed to cover all your residential mortgage needs throughout the state of California, Colorado and Idaho. We offer a variety of home loan options including traditional fixed-rate mortgages etc.

  • GM Funding
  • 1211 Puerta Del Sol, Suite 280, San Clemente, CA, 92673
  • We provide our clients with expertise and value along with a high level of personal service. We believe that any big financial decision should be consulted with family members, financial advisors and CPAs to ensure a mortgage is right for your financial future and also We offer competitive low rates and personal service.

  • Pacifica Finance Corporation
  • 1201 Puerta del Sol, Suite 204, San Clemente, CA, 92673
  • Pacifica’s lease/finance programs are structured to meet our customer client’s capital needs. We control the entire transaction process from the initial gathering of the application and credit information, to financial analysis, then to transaction approval, negotiations and through the execution of documentation and funding.

  • Landmark Financial
  • 1280 S. Victoria Avenue, Suite 180, Ventura, CA, 93003
  • Landmark Financial is a Ventura, California based mortgage company that has been in business since 1995. Our loan originators and staff provide our clients with the best possible loan experience. To that end, we have been voted best mortgage lender in the west Ventura county the last 6 of 7 years by the readers of the Ventura County Star.

  • Prestige Home Services, Inc.
  • 12548 Avocado Way, Riverside, CA, 92503
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Top Loan Fundings
  • 3461 Hillview Drive, Riverside, CA, 92503
  • Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.

  • Pacific Sun Lending, Inc.
  • 3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503
  • Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.

  • Standing Stone Real Estate, Inc.
  • 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
  • Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.

  • Newridge Funding Group Inc.
  • 4804 Arlington Avenue, Riverside, CA, 92503
  • Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.

  • Upright Mortgage
  • 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
  • Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.