Explore the differences! FHA VS Conventional loan programs in El-Verano, Sonoma County, California

As of 2025, the limit for a Conventional loan in El-Verano, which is in the county of Sonoma, CA, stands at $764,750. At the same time, the FHA loan limit is $764,750 for a single-family residence.

Take advantage of the Lendersa® Conventional loan calculator to measure and contrast the top rates available now for Conventional, FHA, and USDA loans. It helps figure out the necessary income, credit score, reserves, and documents for qualification. Using our cutting-edge mortgage calculator, you can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loan options, enabling you to choose the most suitable program for your unique financial situation in CA.

Examine offerings from over 100 lenders

Details of 2025 Loan Caps and Downpayment Needs in El-Verano, Sonoma County, CA

Loan Category Maximum Loan Amount Minimum Down Payment
Conventional Conforming $764,750 3%
USDA $763,200 0%
FHA $764,750 3.5%

This table is valid for these zip codes: 95476, 95433

Variety of Conventional and FHA Loan Opportunities in El-Verano, CA

The mission of Lendersa® is to facilitate the swift and easy acquisition of the best Conventional, USDA, or FHA loan for you. You can start by choosing one of three paths that lead to matched lenders and loan plans.

USDA loan request and matching outcomes with Lendersa


  • AMALI Capital Funding Corporation
  • 16785 Beach Boulevard, Suite A, Huntington Beach, CA, 92647
  • Amali Capital Funding is a mortgage brokerage located in Huntington Beach, California. As a wholesale brokerage, we are able to compare rates from big-name lenders such as Quicken Loans, LoanDepot, United Wholesale Mortgage, JMAC, etc. and provide the best market rate to our clients. We also offer many programs for first-time buyers.
  • Fusion Capital Group
  • 7284 Murdy Circle, Huntington Beach, CA, 92647
  • At Fusion Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Excalibur Mortgage Corporation
  • 7071 Warner Avenue, Suite F-717, Huntington Beach, CA, 92647
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Union 1st Inc.
  • 16152 Beach Boulevard, Suite 101, Huntington Beach, CA, 92647
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Advanced Horizon Lending
  • 7755 Center Avenue, 11th Floor, Huntington Beach, CA, 92647
  • At Advanced Horizon Lending we specialize in all types of mortgage financing. Whether you are a first time homebuyer, or a veteran investor, our experience, rates and speed make us stand apart from other lenders. If you are buying a new home, refinancing your existing mortgage or taping some of the growing equity in your home we are here to help.
  • Flex Funding
  • 7755 Center Avenue, Suite 1100, Huntington Beach, CA, 92647
  • Flex Funding in Huntington Beach, California, is led by Monica Victorino who is a full-service licensed broker. Our clientele steadily increased over the years and helped in turning our company into what it is today. Our business is based on four key elements, knowledge, skills, discipline, and ethics.
  • Alliance West Financial Corporation
  • 17111 Beach Boulevard, Suite 100, Huntington Beach, CA, 92647
  • Alliance West Financial Solution for the local Real Estate market. Our mission is to provide our clients with the highest professionalism and ethics, whether looking for a new home, making investment strategies, avoiding foreclosure or navigating the REO process. We are here to make the home buying process as simple.
  • Nuvision Federal Credit Union
  • 7812 Edinger Avenue., Huntington Beach, CA, 92647
  • Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At its core is a commitment to strength, independence and discipline. A belief that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.
  • Universal Commercial Capital
  • 8907 Warner Ave Ste 145, Huntington Beach, CA, 92647
  • Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common-sense underwriting and efficient, hassle-free loan programs.and also steadfast commitment to helping its clients reach their full financing potential
  • Your Favorite Lenders
  • 5100 E. La Palma Ave, Suite 219, Anaheim, CA, 92807
  • Your Favorite Lenders are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
  • BlackRock Capital Group
  • 1200 N. Jefferson St, Suite H, Anaheim, CA, 92807
  • Our group of mortgage professionals have over 25 years of combined experience working with clients to assist them with reaching all of their real estate financing needs & goals. The team’s mission is to deliver an exceptional mortgage lending experience for our clients and we are able to achieve this through our technology, experience.