FHA VS Conventional loan programs in 2025 for El-Verano, Sonoma County, California

As of 2025, the limit for a Conventional loan in El-Verano, which is in the county of Sonoma, CA, stands at $764,750. At the same time, the FHA loan limit is $764,750 for a single-family residence.

Take advantage of the Lendersa® Conventional loan calculator to measure and contrast the top rates available now for Conventional, FHA, and USDA loans. It helps figure out the necessary income, credit score, reserves, and documents for qualification. Using our cutting-edge mortgage calculator, you can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loan options, enabling you to choose the most suitable program for your unique financial situation in CA.

Examine offerings from over 100 lenders

Details of 2025 Loan Caps and Downpayment Needs in El-Verano, Sonoma County, CA

Loan Category Maximum Loan Amount Minimum Down Payment
Conventional Conforming $764,750 3%
USDA $763,200 0%
FHA $764,750 3.5%

This table is valid for these zip codes: 95476, 95433

Variety of Conventional and FHA Loan Opportunities in El-Verano, CA

The mission of Lendersa® is to facilitate the swift and easy acquisition of the best Conventional, USDA, or FHA loan for you. You can start by choosing one of three paths that lead to matched lenders and loan plans.

USDA loan request and matching outcomes with Lendersa


  • NSP St. Paul Credit Union
  • 825 Rice Street, Saint Paul, MN, 55117
  • Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else.
  • Jay Dacey Mortgage Team Inc
  • 2862 Middle St, Saint Paul, MN, 55117
  • Since 2003, Jay Dacey has been helping home owners plan for, obtain and manage their home loans. The Jay Dacey Mortgage Team was founded to fulfill our mission to help clients achieve the American Dream of home ownership. Our vision is to become the largest independent mortgage brokerage in MN by delivering 5 star service.
  • Horizon Lending Services
  • 11411 Cedar Glen, Flint, TX, 75762
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  • BankCherokee
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  • BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.
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  • TENA Companies, Inc.
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  • TENA is dedicated to leveraging its deep industry experience and comprehensive approach to Quality Control to provide clients the information and technology necessary to navigate compliance challenges faced in the mortgage industry.We provide the highest quality products and services and develop long-term.
  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,
  • CS Bank
  • 152 E. Van Buren, Eureka Springs, AR, 72632
  • At CS Investment Services, we realize that selecting a financial advisor is no easy task. With that in mind, we created these pages to help you understand us & our process better. After you’ve completed your online research, we encourage you to contact us & establish an appointment so we can answer any questions.
  • Iowa Trust and Savings Bank
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  • Heartland Credit Union - Minnesota
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  • Guarantee Mortgage
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