Explore the differences! FHA VS Conventional loan programs in Rancho-Cordova, Sacramento County, California

In 2024, Convetional loan limit in Rancho-Cordova, county of Sacramento, CA is $675,050 while FHA limit is $675,050 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Rancho-Cordova, county of Sacramento, CA

Loan Type Loan Limit Down payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

The comparison table applies to zip codes: 95742, 95670, 95827, 95741

Conventional and FHA loan options in Rancho-Cordova, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • NWF mortgage
  • 5034 48th Avenue NorthEast, Seattle, WA, 98105
  • At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.
  • BAINBRIDGE LENDING GROUP, LLC
  • 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
  • BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
  • Landings Credit Union
  • 2800 S Mill Ave, Tempe, AZ, 85282
  • Landings Credit Union has been making a difference in the lives of our members and the communities we serve for more than 65 years. With that time comes both the experience and expertise of a big bank but with the sensibilities of a small business. We understand that banking needs aren’t a one size fits all type of thing
  • Integrity Home Mortgage LLC
  • 16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268
  • With mortgage financing as very complex as it is, Integrity Home Mortgage LLC aims to ensure that your home financing is made as easy as possible. Whether you are purchasing a new home, refinancing an existing home to a lower rate, consolidating debt, we at Integrity Home Mortgage LLC
  • Discount Mortgage Advisors
  • 16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268
  • At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Inventive Home Lending
  • 1400 E. Southern Ave, Suite 615, Tempe, AZ, 85282
  • We understand that the purchase of your home is most likely the largest and sometimes most daunting financial decision you'll ever make. That's why we recognize the importance of the right financing. Not only do you want to be assured that you're financing at the best interest rate, you also want the pre-approval, application
  • Lender Estimate LLC
  • 64 E Broadway Rd Suite 212, Tempe, AZ, 85282
  • Lender Estimate Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Lending Studios LLC
  • 64 East Broadway Road, Suite 200, Tempe, AZ, 85282
  • Lending Studios was created because we believe customers are being underserved believing only large banks or lending institutions have the best options to serve them. More times than not, banks are highly limited in what they can provide, who they can provide it to, and are unjustly priced high because they are so focused on regulation.
  • Legacy Mortgage and Investment Corporation
  • 4500 South Lakeshore Drive, Suite 339, Tempe, AZ, 85282
  • At Legacy Lending USA. We are a full service mortgage company based in Tempe, Arizona. We specialize inFHA Mortgages and Conventional Loans in Tempe, Arizona. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership
  • TOP Funding
  • 16114 East Powderhorn Drive, Fountain Hills, AZ, 85268
  • Top Funding specializes in purchase, refinance and investor loans. We provide loans for home purchases and refinances while supporting all residential property types. Whether it’s your primary residence, a secondary residence or an investment property we have you covered. Top Funding utilizes industry-leading technology to maximize