FHA VS Conventional loan in Rancho-Cordova, Sacramento County, California

In the year 2025, the conventional loan limit in the city of Rancho-Cordova within Sacramento county, CA, is set at $675,050. For a single-family residence, the FHA loan limit is $675,050.

The Lendersa® Conventional loan calculator is an essential tool for comparing today’s best rates between Conventional, FHA, and USDA loans. It helps you determine the required income, credit score, reserves, and necessary documentation for qualification. Featuring our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA programs side-by-side, assisting you in selecting the most suitable option for your financial needs in CA.

Compare loan offers from a network of 100 different lenders

Discover 2025's Loan Limits and Down Payment Details in Rancho-Cordova, County of Sacramento, CA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

This comparative table is valid for zip codes: 95742, 95670, 95827, 95741

Explore Various Conventional and FHA Loan Options Available in Rancho-Cordova, CA

Lendersa® aims to expedite your access to the finest Conventional, USDA, or FHA loans, with minimal hassle. Initiate your journey with any of these three approaches to match with suitable lenders and loan packages:

Outcomes of Lendersa USDA loan requests


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  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business. Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
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