FHA VS Conventional loan in Gold-River, Sacramento County, California

For the year 2025, the conventional loan limit in Gold-River, located in Sacramento county of CA, is $675,050, whereas the FHA limit for a single-family property is $675,050.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates between Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and supporting documents for qualification. Our comprehensive mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best fit for your financial condition in CA.

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Overview of 2025 loan limits and downpayment requirements in Gold-River, Sacramento county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

This table applies to the zip codes: 95670

Conventional and FHA lending options in Gold-River, CA

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loans swiftly and with ease. Choose from one of three initial paths to align with suitable lenders and programs.

USDA loan request and matchup results by Lendersa


  • Texas Funding Corporation
  • 10497 Town and Country Way, Suite 810, Houston, TX, 77024
  • Since our founding in 1982, our company has specialized in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. We purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes.
  • Angelo Christian Financial
  • 800 Town and Country BLVD, Suite 500, Houston, TX, 77024
  • "Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children. WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"
  • Security First Credit Union
  • 3515 South Jackson Road, Edinburg, TX, 78539
  • Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well. Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
  • Houston Federal Credit Union
  • 16320 Kensington Dr, Sugar Land, TX, 77479
  • The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.
  • Pioneer Finance
  • 13310 University Boulevard, Sugar Land, TX, 77479
  • Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.
  • Sims Mortgage Team
  • 2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
  • Sims Mortgage Team is a completely independent loan brokerage and advisory service. We’re a Texas and soon to be a California based mortgage brokerage. We also know that given our advice and guidance to help you become a better borrower, if we don’t earn your business today, we know we’ll most certainly earn your respect and referrals tomorrow.