FHA VS Conventional loan programs in 2025 for Fallbrook, San Diego County, California
In 2025, for a single-family home in Fallbrook, located in the county of San Diego, CA, the Conventional loan limit is set at $977,500. Meanwhile, the FHA loan limit is listed at $977,500.
Leverage the Lendersa® Conventional loan calculator to explore the most competitive rates today for Conventional loans versus FHA and USDA options. This sophisticated tool assists you in assessing the necessary income, credit rating, reserves, and documentation criteria for loan qualification. With our advanced mortgage calculator, view Conforming Conventional loans alongside USDA, FHA, and VA alternatives, helping you decide the best program tailored to your financial needs in CA.
2025 Loan Limits and Down Payment Requirements in Fallbrook, San Diego, CA
Loan Type
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$977,500
3%
USDA
$703,800
0%
FHA
$977,500
3.5%
This table is relevant to the following zip codes: 92028, 92088
Exploring Conventional and FHA Loan Options in Fallbrook, CA
The mission of Lendersa® is to seamlessly connect you with the optimal Conventional, USDA, or FHA loans quickly and efficiently, without unnecessary hassle. You can begin by selecting one of three distinct paths that lead to the discovery of matching lenders and the relevant loan programs that match your financial situation.
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