FHA VS Conventional loan in Temecula, Riverside County, California
In the year 2025, the conventional loan limit for Temecula, located in the county of Riverside, CA, is $726,200, whereas the FHA limit for a single-family home is $644,000.
Take advantage of the Lendersa® Conventional loan calculator to analyze today's best rates among Conventional, FHA, and USDA options. Identify the income, credit score, reserve requirements, and documentation necessary for eligibility. This advanced mortgage calculator allows you to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, which can help inform your choice of program in CA based on your financial situation.
2025 Loan Limits and Down Payment Requirements for Temecula, Riverside, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$460,000
0%
FHA
$644,000
3.5%
The above comparison table applies to the following zip codes: 92590, 92591, 92592, 92589, 92593
Selecting Conventional and FHA Loan Options in Temecula, CA
The primary objective of Lendersa® is to facilitate rapid access to the most favorable Conventional, USDA, or FHA loans, with minimal hassle. Choose one of three starting paths to connect with suitable lenders and loan programs.
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!
Under new management since 2020.
To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.
We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.
275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
120 E George Hopper Rd, Suite 200, Burlington, WA, 98233
"Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan.
We specialize in the ability to structure each of the private loans"
First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.
We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
