Explore the differences! FHA VS Conventional loan programs in Bonsall, San Diego County, California

In 2025, the limit for Conventional loans in Bonsall, situated in San Diego county, CA, is $977,500. Meanwhile, the FHA limit for a single-family home is $977,500.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA options, helping you determine the best program for your financial situation in CA.

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2025 Loan Limits and Down Payment Requirements in Bonsall, County of San Diego, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $703,800 0%
FHA $977,500 3.5%

This table applies to the following zip codes: 92003, 92084

Options for Conventional and FHA Loans in Bonsall, CA

The goal of Lendersa® is to connect you quickly and efficiently with the best Conventional, USDA, or FHA loan. Choose from one of three starting options that match you with suitable lenders and loan programs.

Results from Lendersa USDA loan request and matching


  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
  • Still Waters Lending
  • 5115 Lake Ridge Pkwy, Suite 160, Grand Prairie, TX, 75052
  • Still Waters Lending mission is to serve our clients, community, and industry with purpose by adding value with our resources. The key to our success has been a combination of consistently offering the lowest possible rates and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
  • Targetcost Realty
  • 2634 South Carrier Parkway, Suite 107, Grand Prairie, TX, 75052
  • Targetcost Realty For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As the top team of real estate professionals in the local market, we'll negotiate the best prices and terms for you and answer all of your questions as they arise
  • Open House Mortgage Corporation
  • 2121 West Airport Freeway, Suite 550, Irving, TX, 75062
  • Open House Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • PETRA MORTGAGE
  • 4425 W Airport Freeway, Suite 236, Irving, TX, 75062
  • At Petra Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Irving City Employees Federal Credit Union
  • 1408 W Pioneer Drive, Irving, TX, 75061
  • Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.
  • Dynamic Mortgage Limited Liability Company
  • 1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061
  • Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance
  • UPTOWN FUNDING, LLC
  • 5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039
  • Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline
  • Sherman Bridge
  • 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
  • Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
  • First-Lockhart National Bank
  • 111 S. Main Street, Lockhart, TX, 78644
  • The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart
  • GENCO Federal Credit Union
  • 731 N Valley Mills Drive, Waco, TX, 76710
  • GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.