FHA VS Conventional loan in Fortuna, Humboldt County, California

In 2026, the conventional loan limit in Fortuna, Humboldt county, CA is $726,200; meanwhile, the FHA limit for a single-family home is set at $472,030.

Try the Lendersa® loan calculator to contrast the best current rates of Conventional, FHA, and USDA loans and discover necessary income, credit, and documents to qualify. Our tool shows Conforming Conventional loans, USDA, FHA, and VA side by side to help decide which program in CA fits your needs.

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2026 Loan Limits & Down Payments in Fortuna, Humboldt County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $472,030 3.5%

This data is relevant for zip codes: 95540

Conventional and FHA Loan Choices in Fortuna, CA

Lendersa® aims to connect you with the best Conventional, USDA or FHA loans swiftly and simply. Choose from three ways to start matching with lenders and loan programs.

Lendersa USDA loan request and matching results


  • First Dakota National Bank
  • 6109 S. Old Village Pl, Sioux Falls, SD, 57108
  • First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.

  • FIRST INTERNATIONAL BANK & TRUST
  • 4930 S Western Ave, Suite, Suite 100, Sioux Falls, SD, 57108
  • "First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, Minnesota, and Arizona.
    We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers."

  • RELIABANK DAKOTA
  • 608 W 86th St, Sioux Falls, SD, 57108
  • We are a family-owned comprehensive financial institution serving Our competitive advantage centers around two principles: profitability in a competitive market and our community bank mantra of "making things better" for our customers. Our competitive advantage is that we offer "big bank products with hometown service

  • TAILORED MORTGAGE GROUP
  • 5024 S Bur Oak Pl, Suite 113B, Sioux Falls, SD, 57108
  • Tailored Mortgage Group is one of only a few independent mortgage brokerages in all of South Dakota. Mortgage brokers differ from normal lenders in that we have the ability to work with dozens of lenders to shop for the best rates and fees for our customers. We do the shopping for you. Mortgage loans.

  • First State Bank & Trust Company
  • 612 Broadway, Thompson, ND, 58278
  • Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders

  • Cornerstone Bank
  • 45th St 2280 45th Street S, Fargo, ND, 58104
  • North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.

  • NEXA Mortgage | Kyle Green
  • 5551 36th Ave S, Unit D, Fargo, ND, 58104
  • "I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota.
    While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority.
    Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"

  • Forward Mortgage
  • 4575 23rd Ave S, Suite 250, Fargo, ND, 58104
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • VALLEY MORTGAGE, INC
  • 3315 45th Street South, Suite 200, Fargo, ND, 58104
  • VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.

  • Park Mortgage
  • 4170 41st Ave S, Suite 102, Fargo, ND, 58104
  • Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.