FHA VS Conventional loan programs in Galt, Sacramento County, California

In 2025, the Conventional loan cap set in Galt, within Sacramento County, CA, is $763,600, whereas the FHA limit for a single-family home stands at $763,600.

Utilize the Lendersa® Conventional loan calculator to examine today's top rates between Conventional, FHA, and USDA loans. Ascertain the income, credit, reserves, and documents needed to qualify. Featuring a side-by-side view, our advanced mortgage calculator showcases Conforming Conventional loans along with USDA, FHA, and VA loans, helping determine the ideal program for your financial situation in CA.

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Loan Limits and Down Payment Requirements for 2025 in Galt, County of Sacramento, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This table applies to the zip codes: 95632

Explore Conventional and FHA Loan Options in Galt, CA

Lendersa®'s mission is to quickly facilitate access to top-notch Conventional, USDA, or FHA loans with ease. Begin with one of three initial steps to connect with matching lenders and suitable loan programs.

USDA loan request matches from Lendersa


  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first
  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.
  • Credit Union 1
  • 200 E Champaign Avenue, Rantoul, IL, 61866
  • Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
  • Patriot Mortgage Lending
  • 1211 15th Avenue, Grafton, WI, 53024
  • We are pleased to offer the best possible rates with the best possible service. Patriot is one of the premier FHA lenders in the state of Wisconsin. Our FHA and VA lending experience is unsurpassed! In the mortgage industry today, there are tough guidelines and many restrictions which can make finding a mortgage difficult.
  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.
  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
  • Libertyville Bank & Trust Company, National Association
  • 507 N. Milwaukee Ave., Libertyville, IL, 60048
  • Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
  • Great Lakes Home Mortgage
  • 1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
  • Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans