Explore the differences! FHA VS Conventional loan programs in Woodbridge, San Joaquin County, California

In 2026, the Conventional loan limit in Woodbridge, San Joaquin county, CA, is $726,200. The FHA limit for a single-family home is $656,650.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Assess income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program in CA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Woodbridge, San Joaquin, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $556,200 0%
FHA $656,650 3.5%

This table applies to zip codes: 95258, 95241

Explore Conventional and FHA Loan Options in Woodbridge, CA

The goal of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and smoothly. Select one of three starting points that match you with appropriate lenders and loan programs.

Lendersa USDA loan request results


  • Golden 1 Credit Union
  • 8945 Cal Center Dr, Sacramento, CA, 95826
  • The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess

  • Metro Financial and Realty
  • 9521 Folsom Boulevard, Suite O, Sacramento, CA, 95827
  • We specialize in home loans. We have every loan product available to suit our client’s needs. We are competitively priced to ensure a great mortgage but service and knowledge to complement your experience.Metro Financial Services is not just here for your one transaction but we strive to earn your continuing relationship.

  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.

  • Sunrise Vista Mortgage
  • 836 57th Street, Suite 202, Sacramento, CA, 95819
  • The Sunrise Vista Mortgage Team is your premier mortgage team located in Sacramento, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage and also While offering the full spectrum of all CONVENTIONAL residential loan products, GOVER

  • Capital Five Finance
  • 4825 J Street, Suite 201, Sacramento, CA, 95819
  • "CAPITAL FIVE FINANCE is a leader in providing financing for both commercial and residential real estate, as well as business opportunities.
    We finance small to large businesses and residences, and have a broad portfolio of financial products to fulfill almost any capital need for our borrowers."

  • Rafael Arrieta Mortgage Loans
  • 2716 Broadway, Sacramento, CA, 95818
  • When you need a mortgage that meets your Goals, Rafael will help you understand the mortgage process. Make a smart financial decision with your next mortgage. Since October 2019, Rafael Have been working. Rafael is younger Spanish speaking Person. Rafael’s educational background is in database management.

  • Michael Buccella Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • My name is Michael and I am so glad you clicked on my Yelp page. I would like nothing more than to earn your business and your trust and I hope your visit here will encourage you to reach out to me, even if you just have a simple mortgage or real estate question that you would like to ask.

  • Kathleen Beck - Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • "I am a Direct Lender as well as a Mortgage Broker,
    and as a result, have Great Home Loan Programs,
    Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "

  • West Coast Mortgage Group
  • 2716 Broadway, Sacramento, CA, 95818
  • West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).

  • California Capital Mortgage Company
  • 401 Watt Avenue, Suite 5, Sacramento, CA, 95864
  • California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service

  • City Center Financial
  • 3626 Fair Oaks Blvd, Suite 100, Sacramento, CA, 95864
  • The City Center Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Our Mortgage Advisors here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.