Explore the differences! FHA VS Conventional loan programs in Woodbridge, San Joaquin County, California

In 2025, Convetional loan limit in Woodbridge, county of San Joaquin, CA is $726,200 while FHA limit is $656,650 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Woodbridge, county of San Joaquin, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $556,200 0%
FHA $656,650 3.5%

The comparison table applies to zip codes: 95258, 95241

Conventional and FHA loan options in Woodbridge, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • My Florida Mortgage Solutions, INC.
  • 6236 Kingspointe, Suite 8, Orlando, FL, 32819
  • My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today
  • Florida Funding
  • 7329 Greenbriar Pkwy, Orlando, FL, 32819
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan."
  • Homespire Mortgage
  • 9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819
  • Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.
  • Battles Capital Investment Inc - PrivateInvestor.com
  • 7512 Dr. Phillips Blvd, Orlando, FL, 32819
  • Battles Capital Investments Inc. - PrivateInvestor.com | Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.
  • American Liberty Mortgage - Orlando, FL
  • 7575 Dr. Phillips Blvd. #360, Orlando, FL, 32819
  • American Liberty Mortgage – Orlando, FL is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in Orlando and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loans. American Liberty Mortgage, Inc.
  • JD Lending Group Inc.
  • 1412 W Colonial DR, Suite 100, Orlando, FL, 32804
  • JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders
  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.
  • HOME SOLUTION LENDERS, INC
  • 1445 E Main Street, Bartow, FL, 33830
  • HSL was founded in 2008 and our corporate office is located in Bartow, Florida. We offer a wide selection of loan choices for our customers through flexible underwriting, reduced credit scores, and a knowledgeable staff. Our entire staff consist of knowledgeable, professional and approachable team members.
  • ROOST LENDING, INC.
  • 2387 EF Griffin Rd, Bartow, FL, 33830
  • ROOST LENDING, INC. is a local mortgage brokerage that takes an insane amount of pride on offering our clients the best loan terms every single time. We don't ask you to take our word for it, feel free to shop around and send us your Loan Estimate from any other lender and we will beat it.
  • Gulf States Credit Union
  • 9405 South Highway 17-92, Maitland, FL, 32751
  • Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.