In 2026, the conventional loan limit in the city of Elk-Grove, within the county of Sacramento, in the state of CA, is $675,050. Meanwhile, for a single-family home, the FHA loan limit is $675,050.
The Lendersa® Conventional loan calculator is useful for comparing today's best rates among Conventional, FHA, and USDA, and assessing the necessary income, credit, reserves, and documentation for qualifying. With our comprehensive mortgage tool, you can examine Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the best program available in CA for your financial circumstances.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $675,050 | 3% |
| USDA | $478,400 | 0% |
| FHA | $675,050 | 3.5% |
This comparison applies to these zip codes: 95757, 95758, 95624, 95759
The focus of Lendersa® is to swiftly connect you to the best loan options, whether Conventional, USDA, or FHA, without complications. Choose one of the three starting points to find matching lenders and their programs.
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