Explore the differences! FHA VS Conventional loan programs in Elk-Grove, Sacramento County, California
In 2025, the conventional loan limit in the city of Elk-Grove, within the county of Sacramento, in the state of CA, is $675,050. Meanwhile, for a single-family home, the FHA loan limit is $675,050.
The Lendersa® Conventional loan calculator is useful for comparing today's best rates among Conventional, FHA, and USDA, and assessing the necessary income, credit, reserves, and documentation for qualifying. With our comprehensive mortgage tool, you can examine Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the best program available in CA for your financial circumstances.
Loan limits and down payment requirements in Elk-Grove, Sacramento, CA for 2025
Loan Type
Loan Limit
Down payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
This comparison applies to these zip codes: 95757, 95758, 95624, 95759
Exploring Conventional and FHA loan opportunities in Elk-Grove, CA
The focus of Lendersa® is to swiftly connect you to the best loan options, whether Conventional, USDA, or FHA, without complications. Choose one of the three starting points to find matching lenders and their programs.
970 W. 190th Street, Suite 110, Los Angeles, CA, 90502
Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
Loans4Less.com, Inc. is a public quoted holding company that owns Union Discount Mortgage, Inc. a licensed CA Real Estate Corporation and Mortgage Broker. Union Discount Mortgage, Inc. controls the rights to certain intellectual property, including but not limited to, the Loans4Less.com web site and the Loans4Less® Federal Service Mark.
3812 Sepulveda Blvd, Suite 310, Torrance, CA, 90505
SoCal Mortgage Company provides a highly individualized level of service for clients seeking residential or commercial mortgage financing. Our clients experience a high level of personal attention from Owner / Broker Mike Richardson who has 35 years experience in commercial banking and real estate finance.
24445 Hawthorne Blvd, Suite 201, Torrance, CA, 90505
Pacific Mortgage Co has been founded with the purpose of providing home owners and real estate investors the best possible mortgage loan solutions. We represent dozens of banks and mortgage lenders, allowing us to offer our client hundreds of loan programs and customized solutions to each mortgage loan request.
Midgate Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you
22939 Hawthorne Blvd, Suite 300, Torrance, CA, 90505
PACIFIC FUNDING SOLUTIONS IS COMMITTED TO HELPING YOU FIND THE RIGHT MORTGAGE PRODUCT FOR YOUR NEEDS. WE UNDERSTAND THAT EVERY BORROWER IS DIFFERENT, AND WE OFFER A VARIETY OF PRODUCTS TO MEET YOUR INDIVIDUAL REQUIREMENTS. WE MAKE THE PROCESS OF SECURING A MORTGAGE SIMPLE AND STRAIGHTFORWARD BY OFFERING YOU.
Pacific Mortgage Real Estate and Financing Company
25500 Hawthorne Boulevard, Suite 2230, Torrance, CA, 90505
Specializing in residential purchase and refinance loans in Southern CA, we work with over 20 lenders to find the best loan programs for our clients who have specific financial needs and goals, whether they have multiple properties or are just starting out as first time home buyers.
23670 Hawthorne Boulevard, Suite 210, Torrance, CA, 90505
Pacific First Financial Real Estate Loans Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.
We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.
HBS Finance provides nationwide real estate commercial mortgages and corporate banking financial solutions. We have experience dealing with a wide variety of apartment building loans, commercial mortgage loans and business real estate loans. We act as your professional mortgage loan advisor to help find the optimal financing solutions for you by of
3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.