FHA VS Conventional loan programs in 2026 for Elk-Grove, Sacramento County, California
In 2026, the conventional loan limit in the city of Elk-Grove, within the county of Sacramento, in the state of CA, is $675,050. Meanwhile, for a single-family home, the FHA loan limit is $675,050.
The Lendersa® Conventional loan calculator is useful for comparing today's best rates among Conventional, FHA, and USDA, and assessing the necessary income, credit, reserves, and documentation for qualifying. With our comprehensive mortgage tool, you can examine Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the best program available in CA for your financial circumstances.
Loan limits and down payment requirements in Elk-Grove, Sacramento, CA for 2026
Loan Type
Loan Limit
Down payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
This comparison applies to these zip codes: 95757
Exploring Conventional and FHA loan opportunities in Elk-Grove, CA
The focus of Lendersa® is to swiftly connect you to the best loan options, whether Conventional, USDA, or FHA, without complications. Choose one of the three starting points to find matching lenders and their programs.
William (Will) Call, Insight Mortgage Solutions LLC
9709 Mountain Vista Circle, Elk Grove, CA, 95757
Lends in California
Our Promise, Commitment & Expectation…From the first day we talk until the day we close escrow, & even after we close escrow, we are 100% committed to making sure you have a greater than expected mortgage experience. We will be working very hard from Day 1 to get your offer accepted ahead of others, meet or be early on the deadlines.
Five Diamond Realty & Mortgage was founded in 2009 during the Great Recession in Elk Grove, CA. The Broker, President, and CEO, Arsalon Badri, graduated from U. C. Berkeley, With hundreds of closed transactions, Five Diamond Realty & Mortgage is highly qualified to get the job done and surpass all your expectations.
9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
Lends in California
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Equity Zone Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Experienced Real Estate Broker & Mortgage Banker with a demonstrated history of Success, Operates as CEO of Beatific Associates Inc.( Real Estate Brokerage BRE#02056389 & Mortgage Banker NMLS#1724782 ) . Skilled in Negotiation, Private Money, Conventional Loans U.S. FHA Financing, U.S. VA Loans, USDA Loans of Investment Properties, 1031 Exchange.
9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
Lends in California
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty
9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
Lends in California
Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.
This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
The Peoples Mortgage Team is your premier mortgage lender located in Elk Grove, California. Peoples Mortgage Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
