Explore the differences! FHA VS Conventional loan programs in Garnet, Riverside County, California

In 2025, the Conventional loan limit for Garnet, situated in Riverside county, CA, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $644,000.

With the Lendersa® Conventional loan calculator, you can compare today's top rates for Conventional, FHA, and USDA loans. It helps you determine income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator also allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the most suitable program for your financial situation in CA.

Review loan offers from 100 lenders

Details on 2025 loan limits and down payment requirements in Garnet, Riverside county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This comparison applies to zip codes: 92240, 92241

Explore Conventional and FHA loan options in Garnet, CA

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting options that connect you with lenders and potential loan programs.

Results from Lendersa USDA loan request and matches


  • Resban
  • 22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • MortgageTree Lending
  • 402 W. Arrow Hwy, Suite 1, San Dimas, CA, 91773
  • The MortgageTree Lending Team, a division of American Pacific Mortgage is your premiere mortgage banker located in San Dimas, California. We pride ourselves on walking our clients through every step of the transaction and beyond. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
  • Lori Printy - GEM Mortgage
  • 540 East Foothill Blvd, Suite 100F, San Dimas, CA, 91773
  • Lori Printy began her career with GEM Mortgage in 1998 at a young age of 23. She started working with a Top Producing Loan Officer as an assistant then moved on to wear many hats one of being a Sr. Loan Processor. Lori Printy’s passion of working with a team and learning all aspects of the loan business soon became a Mortgage Advisor
  • The Vallejo Team
  • 363 S San Dimas Ave, San Dimas, CA, 91773
  • The The Vallejo Team Team is your premier mortgage team located in San Dimas, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Helping families achieve the dream of home ownership for over 15 years.
  • Redx Lending
  • 100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
  • redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor
  • Cactus Lending Inc.
  • 981 W Arrow Hwy, Suite 187, San Dimas, CA, 91773
  • Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Better Home Financial, Inc.
  • 151 West Bonita Avenue, San Dimas, CA, 91773
  • Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
  • Premier Lending Group
  • 1740 W Katella Ave, Suite C, Orange, CA, 92867
  • Premier Lending Group has a successful 20 year proven track record of closing Conventional and Government Loans, with a specialty in Reverse Mortgage Loan origination. Our top priority is providing unparalleled Customer Service and Satisfaction to our clients. We take pride in always being available to clients, and place the customers’ needs first.