FHA VS Conventional loan in Morongo-Valley, San Bernardino County, California

In 2025, Convetional loan limit in Morongo-Valley, county of San Bernardino, CA is $647,200 while FHA limit is $562,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Morongo-Valley, county of San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The comparison table applies to zip codes: 92256

Conventional and FHA loan options in Morongo-Valley, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Majestic Mortgage Services Incorporated
  • 3520 Brookside Rd, Suite 171, Stockton, CA, 95219
  • At Majestic Mortgage Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • OE Federal Credit Union
  • 250 N Canyons Pkwy, Livermore, CA, 94551
  • OE Federal Credit Union is the Credit Union for dirty hands, muddy boots, and hard hat hair. We were founded in 1964 by union workers for union workers and their families. We know what you're thinking. You hear the words ""Credit Union""​ and think small or limited. But OE Federal is the largest labor based credit union in the country.
  • John Hinrichs
  • 397 Hummingbird Ln, Livermore, CA, 94551
  • John Hinrichs heads a real estate financial services consultant team that provides unparalleled service and performance. His team is committed to providing unbiased advice and prudent strategies for every aspect of real estate home ownership, financing and investing. His team provides home loans on single family residences.
  • Extreme Mortgage Lending
  • 365 North Canyons Parkway, Suite 220, Livermore, CA, 94551
  • At Extreme Mortgage we are committed to getting you the most affordable financing for your home. We offer a variety of mortgage loan programs. We offer residential loans up to $4.5 million on first mortgages for 1-4 family homes, co-ops, condos, second or vacation homes, or mortgages for investment purposes.
  • Select Financial
  • 457 North L Street, Livermore, CA, 94551
  • SelectRealtors-SelectFinancial helps you in assessing your loan eligibility, work out a financial game plan in your buying process, and assist you to get pre-approved to be competitive in the market place Ben Magalang is a Mortage Broker Buying a home can be a very exciting adventure. Before you begin evaluating your housing options.
  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
  • First Technology Federal Credit Union
  • 3000 El Camino Real, Suite 100, Palo Alto, CA, 94306
  • Unlike banks, we exist to serve our members, not to make a profit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for our members, employees and communities. It’s our secret weapon that turns promises into action: investment in you.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and