FHA VS Conventional loan in Guadalupe, Santa Barbara County, California

In 2025, Convetional loan limit in Guadalupe, county of Santa Barbara, CA is $805,000 while FHA limit is $805,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Guadalupe, county of Santa Barbara, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

The comparison table applies to zip codes: 93434

Conventional and FHA loan options in Guadalupe, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Fidelity Lending
  • 620 NW Dixie Hwy, Stuart, FL, 34994
  • We offer the best mortgage tools available on the internet - easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing—and qualifying for!—the exact loan to meet your specifi
  • Unitas Lending
  • 615 Southwest St. Lucie Crescent, Suite 207, Stuart, FL, 34994
  • Unitas Lending After 20 years in the mortgage industry, Brent Starts founded Unitas Lending with one purpose: Provide the best experience to clients pursuing home ownership. Brent Starts has been featured on over 20 radio stations reaching millions of people with his message, ” acquiring a mortgage does not have to be complicated.
  • Insight Loans
  • 759 SW Federal Hwy, Stuart, FL, 34994
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Castle & Cooke Mortgage, LLC
  • 701 N Federal Hwy, Ste 207, Stuart, FL, 34994
  • Castle & Cooke Mortgage, LLC (NMLS #1251) is one of the nation's leading independent mortgage lenders with locations across the United States and over 300 employees. Since opening our doors in 2005, our dedication and successes have grown right alongside the communities we serve.
  • Hawk Mortgage Group
  • 725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
  • Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
  • Har-Co Credit Union
  • 30 N. Hickory Avenue, Bel Air, MD, 21014
  • Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
  • MBA Mortgage Services
  • 426 S Main St, Bel Air, MD, 21014
  • MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
  • Coastal Bank & Trust
  • 2414 N Marine Blvd, Jacksonville, NC, 28546
  • Founded in April of 2009, Coastal Bank & Trust is the only full service community bank headquartered in Jacksonville/Onslow County, North Carolina. The Bank offers financial products and services primarily focused on the retail customer and small to medium-size businesses in Onslow and Carteret counties, as well as surrounding areas.
  • Marine Federal Credit Union
  • 4180 Western Boulevard, Jacksonville, NC, 28546
  • It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
  • Linear Mortgage Solution
  • 300 Western Blvd, Suite 400, Jacksonville, NC, 28546
  • Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
  • Block Financial Resources
  • 17888 67th Court North, Loxahatchee, FL, 33470
  • Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
  • All Shores Mortgage
  • 17888 67th Ct N, Loxahatchee, FL, 33470
  • We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.