FHA VS Conventional loan in Guadalupe, Santa Barbara County, California

In 2024, Convetional loan limit in Guadalupe, county of Santa Barbara, CA is $805,000 while FHA limit is $805,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Guadalupe, county of Santa Barbara, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

The comparison table applies to zip codes: 93434

Conventional and FHA loan options in Guadalupe, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • American Financial Network, Inc.
  • 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.
  • EquityMax
  • 6216 N. Federal Hwy., Fort Lauderdale, FL, 33308
  • EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok
  • Memorial Employees Federal Credit Union
  • 3501 Johnson Street, Hollywood, FL, 33021
  • MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.
  • First Southeast Mortgage Corporation
  • 3837 Hollywood Blvd, Suite A, Hollywood, FL, 33021
  • "We offer some of the lowest rates and fees in the industry. We can almost always offer lower rates than a retail bank or other mortgage companies. We work with multiple lenders to offer you the best possible rates and programs. We represent YOU, not the lender. We’re available when and where YOU need us, evenings and weekends included."
  • Prospera Mortgage LLC
  • 4000 Hollywood Blvd, Suite 555-S, Hollywood, FL, 33021
  • With Prospera Mortgage you may be able to lower your monthly payment, switch from an adjustable rate to a stable, fixed-rate loan, or access home equity for cash or pay for home improvements or large purchases.We offer a variety of affordable loan options, highly competitive interest rates and an easy online application process.
  • Florida Mortgage Lenders
  • 3440 Hollywood Blvd Suite 415, Hollywood, FL, 33021
  • florida-mortgage-lenders.com team is dedicated to providing our clients with the highest quality financial services, combined with the lowest rates available. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
  • Galizet Home Lending
  • 2356 W 8th Court, Hialeah, FL, 33010
  • Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more. Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
  • PierPoint Mortgage
  • 13727 SW 152nd St #782, Miami, FL, 33177
  • PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
  • Flipper Loans LLC
  • 2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors
  • LoKation® Real Estate
  • 2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
  • At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise. LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.
  • American Independent Mortgage LLC
  • 3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
  • American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.
  • Clear Mortgage Lending Inc
  • 2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
  • At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options