FHA VS Conventional loan programs in La-Quinta, Riverside County, California
In 2025, the Conventional loan limit in La-Quinta, within Riverside County, CA, is $647,200. Meanwhile, the FHA limit for a single-family home is $562,350.
Utilize the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage tool allows you to see Conforming Conventional loans, USDA, FHA, and VA options side by side, helping determine the best fit for your financial needs in CA.
2025 Loan Limits and Down Payment Needs in La-Quinta, Riverside, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
This table is relevant for the zip codes: 92253, 92202, 92247, 92248
Exploring Conventional and FHA Loan Options in La-Quinta, CA
The mission of Lendersa® is to ensure you find the best possible Conventional, USDA, or FHA loan quickly, without hassle. Choose from three initial paths that connect you with suitable lenders and programs.
1920 Standiford Avenue, Suite 2, Modesto, CA, 95350
Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
Prominent Mortgage Lending Inc. proudly serves all of California. Unlike traditional mortgage bankers, Prominent Mortgage Lending makes home financing understandable, easy and convenient. We offer a wide range of financing options, interest rates and terms, giving you the opportunity to find the best loans for your needs.
18181 Butterfield Boulevard, Suite 170, Morgan Hill, CA, 95037
Pacific Coast Mortgage Company believes the loan process should be painless. That's why we're here to partner with you for the life of your loan. Whereas banks only offer their own products, we source the entire open market to custom tailor valuable solutions for your unique needs.