Explore the differences! FHA VS Conventional loan programs in La-Quinta, Riverside County, California

In 2025, Convetional loan limit in La-Quinta, county of Riverside, CA is $647,200 while FHA limit is $562,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in La-Quinta, county of Riverside, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The comparison table applies to zip codes: 92253, 92202, 92247, 92248

Conventional and FHA loan options in La-Quinta, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • RAINTREE MORTGAGE SERVICES
  • 150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
  • Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed
  • Heritage Oak Mortgage
  • 9900 Fair Oaks Blvd, Fair Oaks, CA, 95628
  • At Heritage Oak Mortgage Company, we take the surprises out of the borrowing process. Our commitment to outstanding customer service, unflinching integrity and maintaining the highest level of expertise in an ever-changing industry, brings back clients time and time again, when they re-finance,
  • Crestone Mortgage
  • 8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.
  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
  • Mid Valley Funding & Inv., Inc.
  • 9706 Fair Oaks Boulevard, Suite 195, Fair Oaks, CA, 95628
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. MidValley Funding & Inv. Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Mid Valley Mortgage
  • 9706 Fair Oaks Boulevard, Suite 135, Fair Oaks, CA, 95628
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Mid Valley Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.