Explore the differences! FHA VS Conventional loan programs in Irvine, Orange County, California
For the year 2026, in Irvine, located in the county of Orange, CA, the loan limit for a Conventional loan is set at $1,089,300, whereas the FHA loan limit is $1,089,300 for single-family residences.
Use the Lendersa® Conventional loan calculator for comparing today's finest rates including Conventional, FHA, and USDA. It helps establish the necessary income, credit profile, reserves, and documentation to meet qualification criteria. Our advanced tool lets you evaluate Conforming Conventional loans, alongside USDA, FHA, and VA options, ensuring you choose the most fitting program within CA.
2026 Information: Loan Limits and Downpayment Criteria for Irvine, County of Orange, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
These figures are applicable to the following zip codes: 92617
Available Conventional and FHA Loan Choices in Irvine, CA
The aim of Lendersa® is to quickly and easily connect you with suitable Conventional, USDA or FHA loan options. Begin by selecting from three available paths that lead to matching lenders and relevant loan programs.
PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Kairos Movements Mortgage Services, LLC is a full service mortgage brokerage specializing in Purchase and Refinancing.
We tailor the mortgage experience to your needs and strive to deliver the best scenarios for your particular situations. We believe that no 2 buyers are the same and attention is key.
Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,
7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
