FHA VS Conventional loan programs in 2025 for Newport-Beach, Orange County, California
In 2025, the limit for a conventional loan on a single-family home in Newport-Beach, situated within Orange county, CA, is $970,800. On the other hand, the FHA loan limit is set at $970,800.
The Lendersa® Conventional loan calculator is a valuable tool to compare the best available rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and paperwork to qualify. With this sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most appropriate program for your financial needs in CA.
Comprehensive 2025 Loan Limits and Down Payment Requirements in Newport-Beach, Orange, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to the zip codes: 92662, 92663, 92660, 92661, 92625, 92657, 92658, 92659
Explore Conventional and FHA Loan Options in Newport-Beach, CA
The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you quickly and without hassle. Choose one of the three starting points to connect with appropriate lenders and loan programs.
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208 East Broad Street, Suite 101, Mansfield, TX, 76063
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