FHA VS Conventional loan programs in 2026 for Newport-Beach, Orange County, California

In 2026, the limit for a conventional loan on a single-family home in Newport-Beach, situated within Orange county, CA, is $970,800. On the other hand, the FHA loan limit is set at $970,800.

The Lendersa® Conventional loan calculator is a valuable tool to compare the best available rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and paperwork to qualify. With this sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most appropriate program for your financial needs in CA.

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Comprehensive 2026 Loan Limits and Down Payment Requirements in Newport-Beach, Orange, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the zip codes: 92662

Explore Conventional and FHA Loan Options in Newport-Beach, CA

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you quickly and without hassle. Choose one of the three starting points to connect with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • Spring Mill Financial LLC
  • 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355
  • Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.

  • National Mortgage Group, Inc.
  • 101 Lindenwood Drive Suite 225, Malvern, PA, 19355
  • National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage

  • KB Mortgage LLC
  • 26 Colonial Drive, Perkiomenville, PA, 18074
  • KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.

  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.

  • Utopia Financial LLC
  • 375 Morgan Street, Suite U, Phoenixville, PA, 19460
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Philadelphia Mortgage Brokers
  • 1243 Valley Forge Rd, Phoenixville, PA, 19460
  • Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.

  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803
  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.

  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.

  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.