Explore the differences! FHA VS Conventional loan programs in Tustin, Orange County, California

In the year 2025, the conventional loan maximum in Tustin, within the county of Orange, CA, is $1,089,300. In contrast, for a single-family house, the FHA loan limit is $1,089,300.

The Lendersa® Conventional loan calculator enables you to compare current Conventional, FHA, and USDA loan rates. It helps determine the income, credit, reserves, and necessary documents to qualify. By utilizing our enhanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side. This assists in choosing the right program in CA suited to your specific financial circumstances.

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Tustin, Orange County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 92780, 92782, 92606, 92623, 92781

Exploring Conventional and FHA Loan Options in Tustin, CA

Lendersa® is committed to providing you with the ideal Conventional, USDA, or FHA loan quickly and without stress. Choose one of the three initial strategies to find matching lenders and loan programs.

Discover Lendersa USDA loan results and matches

Our resources are designed to help you identify the loan option that best aligns with your financial goals and requirements in CA.



  • G. Halsey Wickser, Loan Agent
  • 12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
  • G. Halsey Wickser, Loan Agent specializes in conventional refinance loansthroughout Glendale and Los Angeles County. We also offer home mortgage loans statewide and commercial loans nationwide. Whether you are refinancing or purchasing a home, we can help you save money. Additionally, we help startups with business loans and swing loans
  • Maggio Capital
  • 12526 High Bluff Drive, Suite 300, San Diego, CA, 92130
  • Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California. We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans
  • Investor Direct Capital, Inc
  • 12707 High Bluff Dr #200, SAN DIEGO, CA, 92130
  • Investor Direct Capital, Inc. provides commercial, business purpose loans to investors of single and multi-family investment properties. Loans made my Investor Direct Capital, Inc. are for investment purposes only and not for owner-occupied properties. Loan product availability may be limited in certain states.
  • Trilion Capital
  • 12636 High Bluff Drive, Suite 400, SAN DIEGO, CA, 92130
  • Trilion Capital is one of California's leading private hard money lenders focused on providing short-term financing to a growing niche of residential fix & flip builders. The company provides loans to investors who purchase distressed residential property, add value through repairs and renovation, and then sell the rehabilitated homes for profit.
  • TrueBridge Loans
  • 3262 E. Thousand Oaks Blvd, STE 205 Thousand Oaks, CA 91362, Thousand Oaks, CA, 91362
  • Transform your real estate investments with TrueBridge Loans, where quick and effective financing meets your needs! Offering up to 65% LTV on all California property types, we're the go-to choice for investors aiming to seize time-sensitive opportunities. With no minimum FICO or appraisals needed, our streamlined process ensures you don’t miss a be
  • Velocity Mortgage Capital
  • 30699 Russell Ranch Rd, Suite 295, Westlake Village, CA, 91362
  • Velocity Mortgage Capital is a nationwide lender focused exclusively on financing residential investment & small commercial property loans. Our innovative mortgage programs, broker marketing resources, & talented team of investment property specialists help mortgage brokers attract new clients and grow their business by servicing the unique needs.
  • Payless Loan Source
  • 2955 E Hillcrest Drive, Suite 124, Thousand Oaks, CA, 91362
  • We care enough about you to offer the level of reliability that you can expect only from friends and family. Our clients are secure in knowing that they get world class service. We exceed our clients’ expectations and we do this at a very competitive price. Our clients, in turn, gladly refer their friends, coworkers and family.
  • Option Funding, Inc.
  • 4165 East Thousand Oaks Boulevard, Suite 260, Westlake Village, CA, 91362
  • Option Funding, Inc. Is a mortgage banking and real estate consulting firm established in 2002. Genuinely dedicated to customer satisfaction, we work hard and not afraid to go the extra mile to provide exceptional service. At Option Funding, Inc., our team has real expertise to help you fund the right loan program