In 2026, the maximum amount for conventional loans in Costa-Mesa, located in the county of Orange, CA, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare the latest rates between Conventional, FHA, and USDA loans. It helps determine necessary income, credit levels, reserves, and documents required for qualification. Our enhanced mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to aid your decision-making process for picking the best program suited to your financial circumstances in CA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
These parameters apply to the following zip codes: 92626
The purpose of Lendersa® is to quickly and easily assist you in obtaining the most competitive Conventional, USDA, or FHA loans. Choose one of three starting options to find lending programs and suitable lenders.
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