As of 2025, the conventional loan ceiling in Isla-Vista, situated in Santa Barbara County, CA is set at $783,150. In contrast, the FHA cap for a single-family residence stands at $783,150.
Utilize the Lendersa® Conventional loan calculator to compare today's rates on Conventional, FHA, and USDA loans. Determine applicable income, credit, reserves, along with documents needed for qualification. By using our advanced calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you decide the best program in CA to fit your financial criteria.
Explore loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down payment | |
| Conventional Conforming | $783,150 | 3% | |
| USDA | $528,000 | 0% | |
| FHA | $783,150 | 3.5% |
The table of comparison applies to these zip codes: 93117, 93107
Lendersa® aims to secure you the most suitable Conventional, USDA, or FHA financing quickly and efficiently. Begin with one of three pathways that lead to matching lenders and loan programs.
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