FHA VS Conventional loan programs in 2025 for Solvang, Santa Barbara County, California

In 2025, Convetional loan limit in Solvang, county of Santa Barbara, CA is $805,000 while FHA limit is $805,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Solvang, county of Santa Barbara, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

The comparison table applies to zip codes: 93463

Conventional and FHA loan options in Solvang, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Meridian Capital Group
  • 5115 Maryland Way, Brentwood, TN, 37027
  • "MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors. MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
  • First Mortgage Group
  • 118 E Moulton St, Decatur, AL, 35601
  • The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • DREAM HOME MORTGAGE LLC
  • 1690 Beltline Road SW, Suite A, Decatur, AL, 35601
  • "Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost. We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu
  • Liberty Funding
  • 2000 Mallory Lane, Suite 130, Franklin, TN, 37067
  • Liberty Funding is a commercial finance company specializing in commercial real estate loans. We offer refinance, purchase and construction funding both nationally and internationally. Liberty Funding provides a solid foundation of mortgage solutions for commercial properties nationwide.
  • Wesley Mortgage
  • 9009 Carothers Pkwy, Suite A-3, Franklin, TN, 37067
  • Wesley opened its doors with a simple goal in mind: getting good people into good homes. It sounded simple enough, but it’s been a long road to get here, and our team has moved mountains to bring this dream to life. Wesley Mortgage is your local mortgage company based right here in Franklin, Tennessee.
  • Patriot Mortgage Group Inc
  • 3401 Mallory Lane, Suite 209, Franklin, TN, 37067
  • We’re a group of mortgage professionals that got tired of working at large lenders and seeing them take advantage of their customer’s trust. That’s why we left, took our years of experience, and decided to create Patriot Mortgage Group.We are a mortgage broker. Mortgage brokers don’t work directly for any lender.
  • FirstBank Mortgage
  • 341 Cool Springs Blvd, Suite 100, Franklin, TN, 37067
  • FirstBank Mortgage, our core purpose is to help other people get to a better place. That better place may be the fulfillment that comes by helping to pay for their kid’s college tuition, helping with medical bills of a family member, or going on that vacation that they used to think was impossible
  • Music City Mortgage
  • 128 Holiday Court, Suite 121, Franklin, TN, 37067
  • Music City Mortgage, Inc. is family owned and operated. We are available for you 7 days a week. We answer our phones and emails and can get you pre-approved morning, noon or evening. With over 25 years in the business, our team is committed to providing our clients with the highest quality mortgage services.
  • Nashville Firemen’s Credit Union
  • 908 Woodland Street, Nashville, TN, 37206
  • Nashville Firemen’s Credit Union (NFCU) lobby is now open. For your safety and the safety of NFCU staff, face coverings will be required when visiting the branch. The Drive through window remains open with full services for those who chose not to come into the lobby. The safety and well-being of our employees, members.
  • Community Mortgage Advisors, LLC
  • 615 Main St, Suite 205, Nashville, TN, 37206
  • We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.