FHA VS Conventional loan in Buellton, Santa Barbara County, California

In 2025, the Conventional loan limit in Buellton, part of Santa Barbara county, CA, is set at $805,000, while the FHA limit for a single-family home is $805,000.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, supporting you in selecting the most suitable program for your unique financial situation in CA.

Assess loan offers from 100 lenders

Explore 2025 Loan Limits and Down Payment Requirements in Buellton, within Santa Barbara County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

This table is applicable to the following zip codes: 93427

Your Options for Conventional and FHA Loans in Buellton, CA

At Lendersa®, the goal is to connect you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three initial pathways to find matching lenders and loan programs that fit your needs.

Detailed outcomes for Lendersa USDA loan request and matching


  • CalCom Federal Credit Union
  • 3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
  • CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation
  • Credit Union of Southern California
  • PO Box 200, Whittier, CA, 90608
  • We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
  • Boardwalk Financial
  • 3840 Woodruff Avenue, Suite 204, Long Beach, CA, 90808
  • Boardwalk Financial, a trusted company for 16 years, is a full service mortgage lender committed to providing its clients with the best mortgage products and advice available in the market today. Regardless of the challenge, Boardwalk Financial can help you buy the home of your dreams.
  • MJG Capital
  • 5426 E. Walkerton Street, Long Beach, CA, 90808
  • MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,
  • GROW Mortgages
  • 4501 E. Carson St. #203, Long Beach, CA, 90808
  • GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor
  • American Mortgage Alliance Company
  • 12110 Slauson Ave, Santa Fe Springs, CA, 90670
  • We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
  • Lending Enterprise
  • 7007 Washington Ave, Suite 311, Whittier, CA, 90602
  • Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
  • Legacy Capital Funding
  • 7007 Washington Ave, Suite 301, Whittier, CA, 90602
  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
  • Nationwide Home Loans
  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • Khan Home Loan
  • 18831 Ibex Ave, Artesia, CA, 90701
  • Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service. My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.