FHA VS Conventional loan programs in 2025 for Goleta, Santa Barbara County, California
In 2025, the conventional loan limit for a single-family home in Goleta, located in Santa Barbara county, CA, is $805,000. The FHA limit, by contrast, is $805,000.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help you choose the ideal program for your financial situation in CA.
Loan Limits and Down Payment Requirements for 2025 in Goleta, County of Santa Barbara, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
This table is applicable for the following zip codes: 93117, 93118
Explore Conventional and FHA Loan Options in Goleta, CA
Lendersa® aims to quickly connect you with the best available Conventional, USDA, or FHA loan options with ease. Choose from one of three starting points to match you with suitable lenders and loan programs.
"Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century.
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Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.
Heritage Credit Union was established in Madison, WI in 1934 to serve the employees of Oscar Mayer & Company. The non-profit, member-owned financial institution has branches in Madison, Sauk City, Phillips, Chetek and Ladysmith, Wisconsin, and in Rockford, Machesney Park, and Galesburg, Illinois.
Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.
Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
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