Explore the differences! FHA VS Conventional loan programs in Goleta, Santa Barbara County, California
In 2025, the conventional loan limit for a single-family home in Goleta, located in Santa Barbara county, CA, is $805,000. The FHA limit, by contrast, is $805,000.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help you choose the ideal program for your financial situation in CA.
Loan Limits and Down Payment Requirements for 2025 in Goleta, County of Santa Barbara, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
This table is applicable for the following zip codes: 93117, 93118
Explore Conventional and FHA Loan Options in Goleta, CA
Lendersa® aims to quickly connect you with the best available Conventional, USDA, or FHA loan options with ease. Choose from one of three starting points to match you with suitable lenders and loan programs.
7550 West Yale Avenue, Suite B206, Denver, CO, 80227
BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
"Ruby Rose Investments dba Ruby Rose Loans and Processing was formed
with the intention of helping others build security in real estate. At the time
I started my own company in 2004 I had been doing residential real estate for five years and
was advised to form my own company."
3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227
The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.
Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
Our mortgage experts give you the individual attention you deserve - our priority is you. Mortgages Plus is trusted by clients and Colorado’s real estate professionals offering Lending at Its Best: | commitment to excellence | competitive rates | integrity | knowledge | exceptional service | loans that fit your lifestyle and financial goals |
