FHA VS Conventional loan programs in Jackson, Amador County, California

In the year 2026, the conventional loan limit in Jackson, which is part of Amador county, CA, is marked at $726,200. At the same time, the FHA cap for a single-family dwelling is $472,030.

Make use of the Lendersa® Conventional loan calculator to weigh today's best offerings among Conventional, FHA, and USDA loans. It helps identify the necessary income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most beneficial program tailored to your financial needs in CA.

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Loan limits and down payment requirements for 2026 in Jackson, Amador county, CA

Type of Loan Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $379,200 0%
FHA $472,030 3.5%

This table comparison is relevant to the zip codes: 95642

Available Conventional and FHA loan options in Jackson, CA

At Lendersa®, our mission is to promptly and efficiently connect you with the best Conventional, USDA, or FHA loan options without unnecessary hurdles. Begin your journey with one of the three available choices that align you with apt lenders and lending programs.

USDA loan request and match results from Lendersa


Jackson Lenders

  • Lend4less
  • 2209 Hartvickson Lane, Valley Springs, CA, 95252
  • Lends in California
  • Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs

  • MortgagePlus
  • 3100 Ridge Pass Drive, Cameron Park, CA, 95682
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Vision Mortgage, Inc.
  • 3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682
  • Lends in California
  • Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.

  • Marquis Mortgage
  • 3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682
  • Lends in California
  • We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Golden State Mortgage, Inc.
  • 601 W. Kettleman Lane, Suite B, Lodi, CA, 95240
  • Lends in California
  • "At www.GsmLoans.com, you can find information on different Loan Programs and find the best loan for you. Also find information on local schools, weather, links and other resources for the Lodi area and its surrounding communities.

    Our team at Golden State Mortgage, Inc. can assist you with a variety of real estate services,"

  • 1st Choice Mortgage
  • 509 J Street, Suite 6, Eureka, CA, 95632
  • Lends in California
  • My 1st Choice Mortgage is committed to our clients and guarantee the best experience possible and will answer all of your questions and walk you through each step of the way! We make everything transparent from start to finish, our job is to make this process as simple and clear as possible while most importantly, getting you the best deal!

  • Prominent Mortgage Lending Inc.
  • 621 McCarty Street, Copperopolis, CA, 95228
  • Lends in California
  • Prominent Mortgage Lending Inc. proudly serves all of California. Unlike traditional mortgage bankers, Prominent Mortgage Lending makes home financing understandable, easy and convenient. We offer a wide range of financing options, interest rates and terms, giving you the opportunity to find the best loans for your needs.

  • EZ Mortgages
  • 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
  • Lends in California
  • EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.

  • Folsom Lake Lending
  • 981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762
  • Lends in California
  • Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.

  • Van Patten Mortgage Group
  • 1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
  • Lends in California
  • The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.