FHA VS Conventional loan programs in Valley-Springs, Calaveras County, California

In 2025, Convetional loan limit in Valley-Springs, county of Calaveras, CA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Valley-Springs, county of Calaveras, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $392,900 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 95252

Conventional and FHA loan options in Valley-Springs, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lime Mortgage, LLC
  • 7272 East Indian School Road, Suite 540, Scottsdale, AZ, 85251
  • "Lime Mortgage, LLC. We are a full-service mortgage broker headquartered in Old Town Scottsdale, Arizona. We specialize in every form of Real Estate financing. Whether you are buying a home, relocating to a new area or refinancing, we can help you get into your new home fast and save you money when getting your new lower monthly payment.
  • First Class Financial Services
  • 4385 North 75th Street, Suite 205, Scottsdale, AZ, 85251
  • "First Class Financial Services is committed to providing the highest quality Arizona home mortgages with dedication to Honesty, Integrity, Service and Trust. We make the process of securing a home mortgage as simple, cost effective and straightforward as possible. First Class Financial Services is dedicated to offering you"
  • United Brokers, Inc.
  • 11680 E Sahuaro Drive, Suite 1037, Scottsdale, AZ, 85251
  • United Brokers Inc. is a mortgage company that was established in 2003. The company is based in New York and operates in 3 states - Arizona, California, and New York, facilitating beneficial lending relationships between residential/commercial borrowers and lenders. Our objective is investing in consumer satisfaction
  • Hard Money Mortgage Loans
  • 7137 E Rancho Vista Dr, Unit B05, Scottsdale, AZ, 85251
  • Hard Money Loans can help with your mortgage loans where speed is needed or banks have turned you down. Short-term and long-term private money loans are available throughout Arizona.Our private money loans are done in house so do not require a credit check. Bad credit is okay. We offer competitive rates and low fees. Learn how to qualify!
  • Kayak Capital
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction
  • MODERN HOME LENDING
  • 4250 N Drinkwater Blvd, Suite 300, Scottsdale, AZ, 85251
  • "Modern Home Lending was founded with the goal of keeping the mortgage process as simple as possible. We utilize technology to be more efficient and make sure we find the best loans for our clients'​ needs. We shop across a wide number of lenders to hunt down the best deal for each client's situation.
  • Prime Plus Mortgages - Phoenix Hard Money Loans
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists. HML programs make private money available for small to medium scale projects. Fast turnaround Full coverage Seamless process Asset-based approval Paperwork reduction. Really.
  • A&A Funding Corporation
  • 10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
  • A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.
  • N W Mortgage, LLC
  • 115 S 2nd St, Selah, WA, 98942
  • N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • Capstone Financial
  • 1620 N 82nd Place, Scottsdale, AZ, 85257
  • Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post recession.
  • The Home Loan Company LLC
  • 10643 N Frank Lloyd Wright Blvd, Suite 103, Scottsdale, AZ, 85259
  • Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Taylor Made Mortgage LLC
  • 11609 East Carol Avenue, Scottsdale, AZ, 85259
  • At Taylor Made Mortgage, we offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.