FHA VS Conventional loan programs in 2026 for San-Andreas, Calaveras County, California

In 2026, the Conventional loan limit in San-Andreas, situated in Calaveras county, CA, is $647,200. Meanwhile, the FHA limit is $420,680 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for loans: Conventional, FHA, and USDA. The calculator helps you assess the income, credit score, reserves, and required documents to qualify. By comparing side-by-side various available loans, including Conforming Conventional, USDA, FHA, and VA options, you can decide which program in CA is best for your specific financial situation.

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Loan Limits and Down Payment Requirements for 2026 in San-Andreas, Calaveras County, CA

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $392,900 0%
FHA $420,680 3.5%

This comparison table is applicable for zip codes: 95249

Options for Conventional and FHA Loans in San-Andreas, CA

The goal of Lendersa® is to help you swiftly secure the best Conventional, USDA, or FHA loan, minimizing hassle. Choose one of three pathways that lead to matching lenders and tailored loan programs.

Lendersa USDA loan requests and matching results


San-Andreas Lenders

  • Lend4less
  • 2209 Hartvickson Lane, Valley Springs, CA, 95252
  • Lends in California
  • Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs

  • Prominent Mortgage Lending Inc.
  • 621 McCarty Street, Copperopolis, CA, 95228
  • Lends in California
  • Prominent Mortgage Lending Inc. proudly serves all of California. Unlike traditional mortgage bankers, Prominent Mortgage Lending makes home financing understandable, easy and convenient. We offer a wide range of financing options, interest rates and terms, giving you the opportunity to find the best loans for your needs.

  • Golden State Mortgage, Inc.
  • 601 W. Kettleman Lane, Suite B, Lodi, CA, 95240
  • Lends in California
  • "At www.GsmLoans.com, you can find information on different Loan Programs and find the best loan for you. Also find information on local schools, weather, links and other resources for the Lodi area and its surrounding communities.

    Our team at Golden State Mortgage, Inc. can assist you with a variety of real estate services,"

  • 1st Choice Mortgage
  • 509 J Street, Suite 6, Eureka, CA, 95632
  • Lends in California
  • My 1st Choice Mortgage is committed to our clients and guarantee the best experience possible and will answer all of your questions and walk you through each step of the way! We make everything transparent from start to finish, our job is to make this process as simple and clear as possible while most importantly, getting you the best deal!

  • MortgagePlus
  • 3100 Ridge Pass Drive, Cameron Park, CA, 95682
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Vision Mortgage, Inc.
  • 3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682
  • Lends in California
  • Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.

  • Marquis Mortgage
  • 3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682
  • Lends in California
  • We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • East Bay Capital
  • 3406 Zaccaria Way, Stockton, CA, 95212
  • Lends in California
  • We have been helping home owners, investors and commercial property owners since 1984. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate and real estate loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • EZ Mortgages
  • 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
  • Lends in California
  • EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.

  • Investment Mortgage
  • 1759 Cherokee Road, Stockton, CA, 95205
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.