For the year 2026, the cap on Conventional loans in Ione, located within Amador county of CA, is $726,200, whereas the FHA maximum is $472,030 for a single-family home.
Leverage the Lendersa® Conventional loan calculator to evaluate and compare today's best rates between Conventional, FHA, and USDA loans. Understand what your income, credit score, reserves, and documentation must be to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loan details side by side so you can determine the ideal program for your financial situation in CA.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $379,200 | 0% |
| FHA | $472,030 | 3.5% |
This table comparison pertains to these zip codes: 95640
The mission of Lendersa® is to quickly and effortlessly facilitate your access to the best Conventional, USDA, or FHA loans. Begin with one of the three approaches that will align you with the right lenders and suitable loan programs.
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