Explore the differences! FHA VS Conventional loan programs in Ione, Amador County, California

For the year 2025, the cap on Conventional loans in Ione, located within Amador county of CA, is $726,200, whereas the FHA maximum is $472,030 for a single-family home.

Leverage the Lendersa® Conventional loan calculator to evaluate and compare today's best rates between Conventional, FHA, and USDA loans. Understand what your income, credit score, reserves, and documentation must be to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loan details side by side so you can determine the ideal program for your financial situation in CA.

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Loan limits and downpayment prerequisites of 2025 in Ione, Amador county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $379,200 0%
FHA $472,030 3.5%

This table comparison pertains to these zip codes: 95640

Exploring Conventional and FHA loan pathways in Ione, CA

The mission of Lendersa® is to quickly and effortlessly facilitate your access to the best Conventional, USDA, or FHA loans. Begin with one of the three approaches that will align you with the right lenders and suitable loan programs.

Results of Lendersa USDA loan request matching


  • Multipli Credit Union
  • 818 N Benton Ave, Springfield, MO, 65802
  • "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Brenham National Bank
  • 2211 S Day St, Brenham, TX, 77833
  • Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
  • Cities Credit Union
  • 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
  • Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.